Ford Edge SEL 2WD Insurance Rates

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Estimated insurance rates for a Ford Edge SEL 2WD are $1,256 a year for full coverage insurance. Comprehensive costs approximately $258, collision insurance costs $476, and liability costs around $364. A policy with only liability insurance costs as low as $430 a year, and a high-risk policy costs around $2,712. Teenage drivers pay the most at up to $4,718 a year.

Annual premium for full coverage: $1,256

Premium estimates by type of coverage:

Comprehensive $258
Collision $476
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Edge Trim Level

For a driver in their 40's, insurance rates for a Ford Edge SEL 2WD range from as low as $430 for a discount liability-only rate to the much higher price of $2,712 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,256
High Risk $2,712

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

These rate differences illustrate why everyone should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Ford Edge SEL 2WD also have a wide range based on your driving characteristics, the model year, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Ford Edge SEL 2WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $490 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,000 extra annually, depending on your age. Ford Edge SEL 2WD insurance for high-risk drivers can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to figure out which company is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be substantially different from one company to the next.

View Chart as Image

Ford Edge SEL 2WD insurance cost comparison chart
Column chart showing Ford Edge SEL 2WD insurance prices range from $730 to $4,718 for full coverage

The chart estimates Ford Edge SEL 2WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $730. Drivers who use higher $1,000 deductibles will pay around $1,090. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,256. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,580. Drivers with multiple violations and accidents could be charged up to $2,712. The rate for full coverage insurance for a teenager can be as high as $4,718.

Ford Edge SEL 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$122 -9.7%
Alaska $964 -$292 -23.2%
Arizona $1,044 -$212 -16.9%
Arkansas $1,256 -$0 0.0%
California $1,430 $174 13.9%
Colorado $1,202 -$54 -4.3%
Connecticut $1,292 $36 2.9%
Delaware $1,422 $166 13.2%
Florida $1,572 $316 25.2%
Georgia $1,160 -$96 -7.6%
Hawaii $902 -$354 -28.2%
Idaho $848 -$408 -32.5%
Illinois $936 -$320 -25.5%
Indiana $946 -$310 -24.7%
Iowa $848 -$408 -32.5%
Kansas $1,194 -$62 -4.9%
Kentucky $1,712 $456 36.3%
Louisiana $1,858 $602 47.9%
Maine $774 -$482 -38.4%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,004 -$252 -20.1%
Michigan $2,182 $926 73.7%
Minnesota $1,052 -$204 -16.2%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,348 $92 7.3%
Nebraska $990 -$266 -21.2%
Nevada $1,506 $250 19.9%
New Hampshire $906 -$350 -27.9%
New Jersey $1,404 $148 11.8%
New Mexico $1,112 -$144 -11.5%
New York $1,322 $66 5.3%
North Carolina $724 -$532 -42.4%
North Dakota $1,028 -$228 -18.2%
Ohio $866 -$390 -31.1%
Oklahoma $1,292 $36 2.9%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,198 -$58 -4.6%
Rhode Island $1,674 $418 33.3%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,058 -$198 -15.8%
Tennessee $1,100 -$156 -12.4%
Texas $1,514 $258 20.5%
Utah $930 -$326 -26.0%
Vermont $860 -$396 -31.5%
Virginia $752 -$504 -40.1%
Washington $970 -$286 -22.8%
West Virginia $1,152 -$104 -8.3%
Wisconsin $870 -$386 -30.7%
Wyoming $1,118 -$138 -11.0%

View Chart as Image

Ford Edge SEL 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford Edge SEL 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,718
20 $2,906
30 $1,306
40 $1,256
50 $1,146
60 $1,126

Full coverage, $500 deductibles

Rates by Deductible

Ford Edge SEL 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,580
$250 $1,430
$500 $1,256
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Ford Edge SEL 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,329
100/300 $1,420
250/500 $1,656
100 CSL $1,365
300 CSL $1,565
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Edge SEL 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,718
20 $4,614
30 $2,770
40 $2,712
50 $2,590
60 $2,566

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $91
5-yr Claim Free $80
Paid in Full/EFT $57
Advance Quote $61
Online Quote $88
Total Discounts $526
Rate after discounts $730

Discounts are estimated and may not be available from every company or in every state.

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