Ford Escape Limited 2WD Insurance Rates
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The average auto insurance rates for a Ford Escape Limited 2WD are $1,176 annually including full coverage. Comprehensive costs approximately $284 each year, collision costs $446, and liability coverage costs around $310. Liability-only coverage costs as low as $370 a year, with high-risk coverage costing around $2,512. Teen drivers cost the most to insure at $4,266 a year or more.
Annual premium for full coverage: $1,176
Policy rates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford Escape Trim Level
For a 40-year-old driver, Ford Escape Limited 2WD insurance rates go from as cheap as $370 for your basic liability-only policy to a high rate of $2,512 for high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than larger metro areas.
The graphic below illustrates how your location can change auto insurance prices.
These price differences highlight why all drivers should compare prices using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Ford Escape Limited 2WD Insurance
Insurance prices for a Ford Escape Limited 2WD also range considerably based on the model year, your driving characteristics, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can be around 45% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $490 a year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more each year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Ford Escape Limited 2WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
Because prices have so much variability, the best way to figure out which car insurance is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied between companies.
The chart above shows average Ford Escape Limited 2WD insurance prices for different situations. The cheapest price with discounts is $684. Drivers who choose higher $1,000 deductibles will pay about $1,010. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,176. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,494. High risk drivers could be charged around $2,512. The policy rate for full coverage insurance for a teenager can be as high as $4,266.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$85|
|5-yr Claim Free||$75|
|Paid in Full/EFT||$54|
Discounts are estimated and may not be available from every company or in every state.
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