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Ford Escape Limited 2WD Insurance Rates

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The average auto insurance rates for a Ford Escape Limited 2WD are $1,176 annually including full coverage. Comprehensive costs approximately $284 each year, collision costs $446, and liability coverage costs around $310. Liability-only coverage costs as low as $370 a year, with high-risk coverage costing around $2,512. Teen drivers cost the most to insure at $4,266 a year or more.

Annual premium for full coverage: $1,176

Policy rates by individual coverage:

Comprehensive $284
Collision $446
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Escape Trim Level

For a 40-year-old driver, Ford Escape Limited 2WD insurance rates go from as cheap as $370 for your basic liability-only policy to a high rate of $2,512 for high-risk insurance.

Liability Only $370
Full Coverage $1,176
High Risk $2,512

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $882
Small Cities $1,235
Large Cities $1,588

These price differences highlight why all drivers should compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Ford Escape Limited 2WD also range considerably based on the model year, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can be around 45% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $490 a year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Ford Escape Limited 2WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out which car insurance is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied between companies.

View Chart as Image

Ford Escape Limited 2WD insurance cost comparison chart
Column chart showing Ford Escape Limited 2WD insurance prices range from $684 to $4,266 for full coverage

The chart above shows average Ford Escape Limited 2WD insurance prices for different situations. The cheapest price with discounts is $684. Drivers who choose higher $1,000 deductibles will pay about $1,010. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,176. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,494. High risk drivers could be charged around $2,512. The policy rate for full coverage insurance for a teenager can be as high as $4,266.

Ford Escape Limited 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$114 -9.7%
Alaska $900 -$276 -23.5%
Arizona $974 -$202 -17.2%
Arkansas $1,176 -$0 0.0%
California $1,338 $162 13.8%
Colorado $1,120 -$56 -4.8%
Connecticut $1,206 $30 2.6%
Delaware $1,328 $152 12.9%
Florida $1,466 $290 24.7%
Georgia $1,088 -$88 -7.5%
Hawaii $844 -$332 -28.2%
Idaho $796 -$380 -32.3%
Illinois $874 -$302 -25.7%
Indiana $884 -$292 -24.8%
Iowa $790 -$386 -32.8%
Kansas $1,114 -$62 -5.3%
Kentucky $1,602 $426 36.2%
Louisiana $1,738 $562 47.8%
Maine $724 -$452 -38.4%
Maryland $970 -$206 -17.5%
Massachusetts $936 -$240 -20.4%
Michigan $2,036 $860 73.1%
Minnesota $982 -$194 -16.5%
Mississippi $1,408 $232 19.7%
Missouri $1,042 -$134 -11.4%
Montana $1,260 $84 7.1%
Nebraska $924 -$252 -21.4%
Nevada $1,408 $232 19.7%
New Hampshire $846 -$330 -28.1%
New Jersey $1,314 $138 11.7%
New Mexico $1,038 -$138 -11.7%
New York $1,236 $60 5.1%
North Carolina $676 -$500 -42.5%
North Dakota $962 -$214 -18.2%
Ohio $810 -$366 -31.1%
Oklahoma $1,204 $28 2.4%
Oregon $1,078 -$98 -8.3%
Pennsylvania $1,118 -$58 -4.9%
Rhode Island $1,566 $390 33.2%
South Carolina $1,066 -$110 -9.4%
South Dakota $990 -$186 -15.8%
Tennessee $1,028 -$148 -12.6%
Texas $1,416 $240 20.4%
Utah $868 -$308 -26.2%
Vermont $802 -$374 -31.8%
Virginia $702 -$474 -40.3%
Washington $906 -$270 -23.0%
West Virginia $1,078 -$98 -8.3%
Wisconsin $812 -$364 -31.0%
Wyoming $1,046 -$130 -11.1%

View Chart as Image

Ford Escape Limited 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford Escape Limited 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,266
20 $2,672
30 $1,230
40 $1,176
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Ford Escape Limited 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,494
$250 $1,348
$500 $1,176
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Limited 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,176
50/100 $1,238
100/300 $1,316
250/500 $1,517
100 CSL $1,269
300 CSL $1,440
500 CSL $1,564

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Escape Limited 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,084
20 $4,236
30 $2,572
40 $2,512
50 $2,392
60 $2,370

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $59
Homeowner $17
5-yr Accident Free $85
5-yr Claim Free $75
Paid in Full/EFT $54
Advance Quote $57
Online Quote $83
Total Discounts $492
Rate after discounts $684

Discounts are estimated and may not be available from every company or in every state.

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