Ford Escape Limited 4WD Insurance Rates
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Estimated insurance prices for a Ford Escape Limited 4WD are $1,220 every 12 months with full coverage. Comprehensive costs an estimated $298 a year, collision costs $476, and liability costs $310. A policy with only liability insurance costs as little as $370 a year, with a high-risk policy costing around $2,612. Teen drivers pay the most at $4,410 a year or more.
Annual premium for full coverage: $1,220
Premium estimates broken down by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford Escape Trim Level
Using a 40-year-old driver as an example, insurance rates for a Ford Escape Limited 4WD go from the cheapest price of $370 for basic liability insurance to a high of $2,612 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location can have significant affects on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects insurance prices.
These rate differences demonstrate why it is important for drivers to compare rates for a targeted area and their own driving history, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Ford Escape Limited 4WD Insurance
Car insurance rates for a Ford Escape Limited 4WD also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year.
Choosing high deductibles could save up to $520 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $279 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will be charged at least $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 128% more than average. View High Risk Driver Rates
Where you choose to live makes a big difference in Ford Escape Limited 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Every company uses a different rate calculation, so rate quotes will be substantially different.
The chart above shows Ford Escape Limited 4WD insurance rates for different coverage choices and risks. The best rate after discounts is $707. Drivers who choose higher $1,000 deductibles will pay $1,046. The average rate for a driver around age 40 using $500 deductibles is $1,220. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,562. High risk drivers could be charged up to $2,612. The cost for full coverage insurance for a teenage driver is $4,410.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$89|
|5-yr Claim Free||$78|
|Paid in Full/EFT||$56|
Discounts are estimated and may not be available from every company or in every state.
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