Ford Escape XLS 2WD Insurance Rates

Average auto insurance rates for a Ford Escape XLS 2WD are $1,086 annually for full coverage. Comprehensive costs an estimated $258 each year, collision insurance costs $382, and liability insurance costs $310. Only liability insurance costs as little as $370 a year, and high-risk insurance costs around $2,310. Teen drivers receive the highest rates at up to $3,976 a year.

Annual premium for full coverage: $1,086

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Escape Trim Level

Price Range by Location

Your location has a significant impact on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas. The graphic below illustrates the effect of geographic area on insurance prices.

These differences show why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford Escape XLS 2WD can also vary considerably based on the model year of your Escape, your driver profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,300 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $430 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Ford Escape XLS 2WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different between companies.

View Chart as Image

Chart shows Ford Escape XLS 2WD insurance prices for various situations. The lowest price with discounts is $640. Drivers who choose higher $1,000 deductibles will pay about $940. The average price for a driver around age 40 using $500 deductibles is $1,086. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,362. High risk drivers could be charged as much as $2,310. The policy rate for full coverage insurance for a teenage driver is $3,976.

View Chart as Image