Ford Expedition Eddie Bauer 4WD Insurance Rates

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Estimated insurance rates for a Ford Expedition Eddie Bauer 4WD are $1,372 a year with full coverage. Comprehensive costs an estimated $354, collision costs $572, and liability costs around $310. Liability-only coverage costs as low as $370 a year, with high-risk coverage costing around $2,938. Teen drivers pay the most at $4,864 a year or more.

Annual premium for full coverage: $1,372

Premium estimates broken down by type of insurance:

Comprehensive $354
Collision $572
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Expedition Trim Level

For an average driver, insurance rates for a Ford Expedition Eddie Bauer 4WD go from as low as $370 for basic liability insurance to a much higher rate of $2,938 for a driver required to buy high-risk insurance.

Liability Only $370
Full Coverage $1,372
High Risk $2,938

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

These rate differences demonstrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Ford Expedition Eddie Bauer 4WD also have a wide range based on your driving characteristics, the actual cash value of your Expedition, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay at least $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Ford Expedition Eddie Bauer 4WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $620 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $279 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can be as much as 45% to 131% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be substantially different from one company to the next.

View Chart as Image

Ford Expedition Eddie Bauer 4WD insurance cost comparison chart
Column chart showing Ford Expedition Eddie Bauer 4WD insurance prices range from $786 to $4,864 for full coverage

The chart above shows Ford Expedition Eddie Bauer 4WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $786. Drivers who choose higher $1,000 deductibles will pay around $1,162. The average rate for a driver around age 40 using $500 deductibles is $1,372. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,778. High risk drivers could be charged up to $2,938. The price for full coverage insurance for a teenage driver can be as high as $4,864.

Ford Expedition Eddie Bauer 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,238 -$134 -9.8%
Alaska $1,050 -$322 -23.5%
Arizona $1,136 -$236 -17.2%
Arkansas $1,372 -$0 0.0%
California $1,562 $190 13.8%
Colorado $1,308 -$64 -4.7%
Connecticut $1,408 $36 2.6%
Delaware $1,548 $176 12.8%
Florida $1,710 $338 24.6%
Georgia $1,268 -$104 -7.6%
Hawaii $984 -$388 -28.3%
Idaho $930 -$442 -32.2%
Illinois $1,020 -$352 -25.7%
Indiana $1,032 -$340 -24.8%
Iowa $924 -$448 -32.7%
Kansas $1,300 -$72 -5.2%
Kentucky $1,870 $498 36.3%
Louisiana $2,028 $656 47.8%
Maine $844 -$528 -38.5%
Maryland $1,130 -$242 -17.6%
Massachusetts $1,092 -$280 -20.4%
Michigan $2,378 $1,006 73.3%
Minnesota $1,146 -$226 -16.5%
Mississippi $1,640 $268 19.5%
Missouri $1,216 -$156 -11.4%
Montana $1,470 $98 7.1%
Nebraska $1,080 -$292 -21.3%
Nevada $1,642 $270 19.7%
New Hampshire $988 -$384 -28.0%
New Jersey $1,532 $160 11.7%
New Mexico $1,212 -$160 -11.7%
New York $1,444 $72 5.2%
North Carolina $788 -$584 -42.6%
North Dakota $1,122 -$250 -18.2%
Ohio $944 -$428 -31.2%
Oklahoma $1,406 $34 2.5%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,306 -$66 -4.8%
Rhode Island $1,826 $454 33.1%
South Carolina $1,242 -$130 -9.5%
South Dakota $1,156 -$216 -15.7%
Tennessee $1,198 -$174 -12.7%
Texas $1,650 $278 20.3%
Utah $1,012 -$360 -26.2%
Vermont $936 -$436 -31.8%
Virginia $820 -$552 -40.2%
Washington $1,058 -$314 -22.9%
West Virginia $1,256 -$116 -8.5%
Wisconsin $948 -$424 -30.9%
Wyoming $1,220 -$152 -11.1%

View Chart as Image

Ford Expedition Eddie Bauer 4WD insurance rates by U.S. city

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Rates by Driver Age

Ford Expedition Eddie Bauer 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,864
20 $3,118
30 $1,444
40 $1,372
50 $1,248
60 $1,224

Full coverage, $500 deductibles

Rates by Deductible

Ford Expedition Eddie Bauer 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,778
$250 $1,590
$500 $1,372
$1,000 $1,162

Full coverage, driver age 40

Rates by Liability Limit

Ford Expedition Eddie Bauer 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,434
100/300 $1,512
250/500 $1,713
100 CSL $1,465
300 CSL $1,636
500 CSL $1,760

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Expedition Eddie Bauer 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,970
20 $4,946
30 $3,018
40 $2,938
50 $2,796
60 $2,768

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $104
5-yr Claim Free $88
Paid in Full/EFT $66
Advance Quote $68
Online Quote $99
Total Discounts $586
Rate after discounts $786

Discounts are estimated and may not be available from every company or in every state.

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