Ford Expedition King Ranch 2WD Insurance Rates

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U.S. average insurance rates for a Ford Expedition King Ranch 2WD are $1,418 a year for full coverage. Comprehensive costs approximately $368 a year, collision costs $604, and liability costs $310. Liability-only insurance costs as little as $370 a year, with high-risk driver insurance costing around $3,038. Teenage drivers pay the highest rates at $5,010 a year or more.

Annual premium for full coverage: $1,418

Price estimates by individual coverage type:

Comprehensive $368
Collision $604
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Expedition Trim Level

For the average driver, Ford Expedition King Ranch 2WD insurance prices go from as low as $370 for just liability insurance to a high of $3,038 for a driver that may need high-risk insurance.

Liability Only $370
Full Coverage $1,418
High Risk $3,038

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $1,064
Small Cities $1,489
Large Cities $1,914

These price ranges show why it is important for drivers to compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Ford Expedition King Ranch 2WD are also quite variable based on your driving record, the model year of your Expedition, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Ford Expedition King Ranch 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $650 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will increase rates by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 126% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to know which company is cheapest is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes may be quite different from one company to the next.

View Chart as Image

Ford Expedition King Ranch 2WD insurance cost comparison chart
Column chart showing Ford Expedition King Ranch 2WD insurance prices range from $808 to $5,010 for full coverage

Chart shows Ford Expedition King Ranch 2WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $808. Drivers who use higher $1,000 deductibles will pay around $1,196. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,418. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,842. Drivers with multiple violations and accidents could be charged at least $3,038. The cost for full coverage insurance for a teenager is $5,010.

Ford Expedition King Ranch 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,280 -$138 -9.7%
Alaska $1,084 -$334 -23.6%
Arizona $1,174 -$244 -17.2%
Arkansas $1,418 -$0 0.0%
California $1,614 $196 13.8%
Colorado $1,352 -$66 -4.7%
Connecticut $1,454 $36 2.5%
Delaware $1,600 $182 12.8%
Florida $1,768 $350 24.7%
Georgia $1,310 -$108 -7.6%
Hawaii $1,018 -$400 -28.2%
Idaho $960 -$458 -32.3%
Illinois $1,054 -$364 -25.7%
Indiana $1,066 -$352 -24.8%
Iowa $954 -$464 -32.7%
Kansas $1,344 -$74 -5.2%
Kentucky $1,930 $512 36.1%
Louisiana $2,098 $680 48.0%
Maine $874 -$544 -38.4%
Maryland $1,168 -$250 -17.6%
Massachusetts $1,128 -$290 -20.5%
Michigan $2,458 $1,040 73.3%
Minnesota $1,184 -$234 -16.5%
Mississippi $1,696 $278 19.6%
Missouri $1,256 -$162 -11.4%
Montana $1,520 $102 7.2%
Nebraska $1,116 -$302 -21.3%
Nevada $1,698 $280 19.7%
New Hampshire $1,020 -$398 -28.1%
New Jersey $1,584 $166 11.7%
New Mexico $1,252 -$166 -11.7%
New York $1,492 $74 5.2%
North Carolina $816 -$602 -42.5%
North Dakota $1,160 -$258 -18.2%
Ohio $976 -$442 -31.2%
Oklahoma $1,452 $34 2.4%
Oregon $1,298 -$120 -8.5%
Pennsylvania $1,350 -$68 -4.8%
Rhode Island $1,888 $470 33.1%
South Carolina $1,284 -$134 -9.4%
South Dakota $1,192 -$226 -15.9%
Tennessee $1,238 -$180 -12.7%
Texas $1,706 $288 20.3%
Utah $1,046 -$372 -26.2%
Vermont $968 -$450 -31.7%
Virginia $848 -$570 -40.2%
Washington $1,092 -$326 -23.0%
West Virginia $1,300 -$118 -8.3%
Wisconsin $978 -$440 -31.0%
Wyoming $1,262 -$156 -11.0%

View Chart as Image

Ford Expedition King Ranch 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford Expedition King Ranch 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,010
20 $3,226
30 $1,492
40 $1,418
50 $1,290
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Ford Expedition King Ranch 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,842
$250 $1,648
$500 $1,418
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Ford Expedition King Ranch 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,418
50/100 $1,480
100/300 $1,558
250/500 $1,759
100 CSL $1,511
300 CSL $1,682
500 CSL $1,806

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Expedition King Ranch 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,184
20 $5,118
30 $3,124
40 $3,038
50 $2,890
60 $2,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $71
Homeowner $19
5-yr Accident Free $108
5-yr Claim Free $92
Paid in Full/EFT $69
Advance Quote $71
Online Quote $103
Total Discounts $610
Rate after discounts $808

Discounts are estimated and may not be available from every company or in every state.

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