Ford Expedition King Ranch 4WD Insurance Rates

Estimated insurance prices for a Ford Expedition King Ranch 4WD are $1,418 every 12 months with full coverage. Comprehensive insurance costs on average $368 a year, collision costs $604, and liability costs $310. Liability-only insurance costs as little as $370 a year, with high-risk driver insurance costing $3,038 or more. Teen drivers pay the most at $5,010 a year or more.

Annual premium for full coverage: $1,418

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Expedition Trim Level

These rate differences demonstrate why it is important for drivers to compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford Expedition King Ranch 4WD also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year of your Expedition.

Choosing high deductibles could save up to $650 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $279 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 126% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Ford Expedition King Ranch 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to find out exactly what you will pay is to get quotes and see which company has the best rate. Every company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

The chart above shows Ford Expedition King Ranch 4WD insurance rates for different coverage choices and risks. The best rate after discounts is $808. Drivers who choose higher $1,000 deductibles will pay $1,196. The average rate for a 40-year-old male driver using $500 deductibles is $1,418. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,842. High risk drivers could be charged up to $3,038. The cost for full coverage for a teen driver is $5,010.

View Chart as Image