Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD Insurance Rates

U.S. average auto insurance rates for a Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD are $1,892 annually including full coverage. Comprehensive costs an estimated $410 each year, collision insurance costs $698, and liability insurance costs around $546. Liability-only coverage costs as low as $646 a year, and high-risk coverage costs around $4,068. Teen drivers pay the highest rates at up to $7,050 a year.

Annual premium for full coverage: $1,892

Price estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

These price ranges highlight why all drivers should compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD are also quite variable based on the actual cash value of your F-350 Super Duty, your driving characteristics, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,700 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay at least $7,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $2,200 to $3,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $740 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $492 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates may be quite different between companies.

View Chart as Image

The chart above shows average Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD insurance prices for various situations. The lowest price with discounts is $1,105. Drivers who choose higher $1,000 deductibles will pay about $1,640. The average price for a driver around age 40 using $500 deductibles is $1,892. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $2,380. High risk drivers could be charged at least $4,068. The policy rate for full coverage insurance for a teenage driver can be as high as $7,050.

View Chart as Image