Ford F-350 Super Duty XL Crew Cab King Ranch 2WD Insurance Rates

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Estimated insurance rates for a Ford F-350 Super Duty XL Crew Cab King Ranch 2WD are $1,522 a year with full coverage. Comprehensive insurance costs an estimated $396, collision costs $604, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $3,252 or more. Teen drivers pay the most at $5,424 a year or more.

Annual premium for full coverage: $1,522

Premium estimates broken down by type of insurance:

Comprehensive $396
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

For the normal driver, insurance rates for a Ford F-350 Super Duty XL Crew Cab King Ranch 2WD go from the low end price of $430 for just liability insurance to a much higher rate of $3,252 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,522
High Risk $3,252

These rate differences demonstrate why anyone shopping for car insurance should compare prices for a targeted area, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Ford F-350 Super Duty XL Crew Cab King Ranch 2WD Insurance Rates

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Auto insurance rates for a Ford F-350 Super Duty XL Crew Cab King Ranch 2WD also have a wide range based on the model year, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,800 to $2,400 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 44% to 133% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,400 a year. View Rates by Age

Where you choose to live has a huge impact on Ford F-350 Super Duty XL Crew Cab King Ranch 2WD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $670 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out who has the cheapest auto insurance prices is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

Ford F-350 Super Duty XL Crew Cab King Ranch 2WD insurance cost comparison chart
Column chart showing Ford F-350 Super Duty XL Crew Cab King Ranch 2WD insurance prices range from $881 to $5,424 for full coverage

The chart above shows Ford F-350 Super Duty XL Crew Cab King Ranch 2WD insurance prices for different risks and coverage choices. The best price after discounts is $881. Drivers who choose higher $1,000 deductibles will pay $1,294. The average price for a driver around age 40 using $500 deductibles is $1,522. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,956. High risk drivers could be charged up to $3,252. The price for full coverage for a teenage driver can be as high as $5,424.

Ford F-350 Super Duty XL Crew Cab King Ranch 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,376 -$146 -9.6%
Alaska $1,166 -$356 -23.4%
Arizona $1,262 -$260 -17.1%
Arkansas $1,522 -$0 0.0%
California $1,734 $212 13.9%
Colorado $1,454 -$68 -4.5%
Connecticut $1,564 $42 2.8%
Delaware $1,722 $200 13.1%
Florida $1,904 $382 25.1%
Georgia $1,406 -$116 -7.6%
Hawaii $1,094 -$428 -28.1%
Idaho $1,028 -$494 -32.5%
Illinois $1,134 -$388 -25.5%
Indiana $1,144 -$378 -24.8%
Iowa $1,028 -$494 -32.5%
Kansas $1,446 -$76 -5.0%
Kentucky $2,074 $552 36.3%
Louisiana $2,252 $730 48.0%
Maine $938 -$584 -38.4%
Maryland $1,254 -$268 -17.6%
Massachusetts $1,216 -$306 -20.1%
Michigan $2,644 $1,122 73.7%
Minnesota $1,272 -$250 -16.4%
Mississippi $1,822 $300 19.7%
Missouri $1,350 -$172 -11.3%
Montana $1,634 $112 7.4%
Nebraska $1,200 -$322 -21.2%
Nevada $1,824 $302 19.8%
New Hampshire $1,096 -$426 -28.0%
New Jersey $1,700 $178 11.7%
New Mexico $1,346 -$176 -11.6%
New York $1,602 $80 5.3%
North Carolina $878 -$644 -42.3%
North Dakota $1,246 -$276 -18.1%
Ohio $1,050 -$472 -31.0%
Oklahoma $1,562 $40 2.6%
Oregon $1,392 -$130 -8.5%
Pennsylvania $1,452 -$70 -4.6%
Rhode Island $2,028 $506 33.2%
South Carolina $1,378 -$144 -9.5%
South Dakota $1,282 -$240 -15.8%
Tennessee $1,332 -$190 -12.5%
Texas $1,834 $312 20.5%
Utah $1,128 -$394 -25.9%
Vermont $1,040 -$482 -31.7%
Virginia $912 -$610 -40.1%
Washington $1,176 -$346 -22.7%
West Virginia $1,396 -$126 -8.3%
Wisconsin $1,054 -$468 -30.7%
Wyoming $1,356 -$166 -10.9%

View Chart as Image

Ford F-350 Super Duty XL Crew Cab King Ranch 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford F-350 Super Duty XL Crew Cab King Ranch 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,424
20 $3,448
30 $1,598
40 $1,522
50 $1,384
60 $1,356

Full coverage, $500 deductibles

Rates by Deductible

Ford F-350 Super Duty XL Crew Cab King Ranch 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,956
$250 $1,758
$500 $1,522
$1,000 $1,294

Full coverage, driver age 40

Rates by Liability Limit

Ford F-350 Super Duty XL Crew Cab King Ranch 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,522
50/100 $1,595
100/300 $1,686
250/500 $1,922
100 CSL $1,631
300 CSL $1,831
500 CSL $1,977

Full coverage, driver age 40

Rates for High Risk Drivers

Ford F-350 Super Duty XL Crew Cab King Ranch 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,756
20 $5,468
30 $3,336
40 $3,252
50 $3,096
60 $3,064

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $112
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $74
Online Quote $109
Total Discounts $641
Rate after discounts $881

Discounts are estimated and may not be available from every company or in every state.

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