Ford F-350 Super Duty XL Super Cab 2WD Insurance Rates
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Estimated insurance rates for a Ford F-350 Super Duty XL Super Cab 2WD are $1,430 a year for full coverage insurance. Comprehensive insurance costs around $368, collision costs $540, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,050 or more. Teen drivers pay the most at $5,134 a year or more.
Annual premium for full coverage: $1,430
Premium estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-350 Super Duty Trim Level
For a driver in their 40's, insurance rates for a Ford F-350 Super Duty XL Super Cab 2WD go from as low as $430 for minimum levels of liability insurance to the much higher price of $3,050 for a driver who has had serious violations or accidents.
These rate differences illustrate why everyone should compare prices for a specific zip code and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Ford F-350 Super Duty XL Super Cab 2WD Insurance
Insurance rates for a Ford F-350 Super Duty XL Super Cab 2WD also have a wide range based on your driving characteristics, the model year, and deductibles and policy limits.
A more mature driver with a clean driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay as much as $5,100 a year. View Rates by Age
Where you choose to live has a huge impact on Ford F-350 Super Duty XL Super Cab 2WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Choosing high deductibles could cut rates by as much as $610 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at least $1,600 to $2,200 extra annually, depending on your age. Ford F-350 Super Duty XL Super Cab 2WD insurance for high-risk drivers can be as much as 43% to 126% more than average. View High Risk Driver Rates
With such a large range of rates, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be substantially different from one company to the next.
The chart estimates Ford F-350 Super Duty XL Super Cab 2WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $833. Drivers who choose higher $1,000 deductibles will pay around $1,224. The average rate for a driver age 40 with no violations using $500 deductibles is $1,430. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,826. High risk drivers could be charged up to $3,050. The rate for full coverage for a 16-year-old driver can be as high as $5,134.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,292 | -$138 | -9.7% |
| Alaska | $1,096 | -$334 | -23.4% |
| Arizona | $1,188 | -$242 | -16.9% |
| Arkansas | $1,430 | -$0 | 0.0% |
| California | $1,630 | $200 | 14.0% |
| Colorado | $1,368 | -$62 | -4.3% |
| Connecticut | $1,470 | $40 | 2.8% |
| Delaware | $1,618 | $188 | 13.1% |
| Florida | $1,788 | $358 | 25.0% |
| Georgia | $1,320 | -$110 | -7.7% |
| Hawaii | $1,028 | -$402 | -28.1% |
| Idaho | $968 | -$462 | -32.3% |
| Illinois | $1,064 | -$366 | -25.6% |
| Indiana | $1,078 | -$352 | -24.6% |
| Iowa | $964 | -$466 | -32.6% |
| Kansas | $1,360 | -$70 | -4.9% |
| Kentucky | $1,950 | $520 | 36.4% |
| Louisiana | $2,118 | $688 | 48.1% |
| Maine | $884 | -$546 | -38.2% |
| Maryland | $1,180 | -$250 | -17.5% |
| Massachusetts | $1,144 | -$286 | -20.0% |
| Michigan | $2,486 | $1,056 | 73.8% |
| Minnesota | $1,196 | -$234 | -16.4% |
| Mississippi | $1,714 | $284 | 19.9% |
| Missouri | $1,268 | -$162 | -11.3% |
| Montana | $1,536 | $106 | 7.4% |
| Nebraska | $1,128 | -$302 | -21.1% |
| Nevada | $1,716 | $286 | 20.0% |
| New Hampshire | $1,032 | -$398 | -27.8% |
| New Jersey | $1,600 | $170 | 11.9% |
| New Mexico | $1,266 | -$164 | -11.5% |
| New York | $1,506 | $76 | 5.3% |
| North Carolina | $824 | -$606 | -42.4% |
| North Dakota | $1,172 | -$258 | -18.0% |
| Ohio | $986 | -$444 | -31.0% |
| Oklahoma | $1,470 | $40 | 2.8% |
| Oregon | $1,310 | -$120 | -8.4% |
| Pennsylvania | $1,364 | -$66 | -4.6% |
| Rhode Island | $1,908 | $478 | 33.4% |
| South Carolina | $1,296 | -$134 | -9.4% |
| South Dakota | $1,206 | -$224 | -15.7% |
| Tennessee | $1,252 | -$178 | -12.4% |
| Texas | $1,724 | $294 | 20.6% |
| Utah | $1,060 | -$370 | -25.9% |
| Vermont | $978 | -$452 | -31.6% |
| Virginia | $856 | -$574 | -40.1% |
| Washington | $1,104 | -$326 | -22.8% |
| West Virginia | $1,312 | -$118 | -8.3% |
| Wisconsin | $990 | -$440 | -30.8% |
| Wyoming | $1,274 | -$156 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,134 |
| 20 | $3,234 |
| 30 | $1,496 |
| 40 | $1,430 |
| 50 | $1,300 |
| 60 | $1,274 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,826 |
| $250 | $1,646 |
| $500 | $1,430 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,430 |
| 50/100 | $1,503 |
| 100/300 | $1,594 |
| 250/500 | $1,830 |
| 100 CSL | $1,539 |
| 300 CSL | $1,739 |
| 500 CSL | $1,885 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,328 |
| 20 | $5,128 |
| 30 | $3,126 |
| 40 | $3,050 |
| 50 | $2,904 |
| 60 | $2,874 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $76 |
| Multi-vehicle | $71 |
| Homeowner | $20 |
| 5-yr Accident Free | $103 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $65 |
| Advance Quote | $69 |
| Online Quote | $102 |
| Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
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