Ford F-350 Super Duty XLT Crew Cab Cabela Turbo Diesel 2WD Insurance Rates
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Estimated insurance prices for a Ford F-350 Super Duty XLT Crew Cab Cabela Turbo Diesel 2WD are $1,612 every 12 months including full coverage. Comprehensive insurance costs around $424 a year, collision insurance costs $666, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs $3,450 or more. Teenage drivers pay the most at up to $5,712 a year.
Annual premium for full coverage: $1,612
Premium estimates for individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-350 Super Duty Trim Level
Using a 40-year-old driver as an example, insurance rates for a Ford F-350 Super Duty XLT Crew Cab Cabela Turbo Diesel 2WD range from the cheapest price of $430 for your basic liability-only policy to a high of $3,450 for a policy for a high-risk driver.
These rate differences highlight why it is important for drivers to compare rates for a specific zip code and their own driving history, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-350 Super Duty XLT Crew Cab Cabela Turbo Diesel 2WD Insurance Rates
Insurance prices for a Ford F-350 Super Duty XLT Crew Cab Cabela Turbo Diesel 2WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the actual cash value of your F-350 Super Duty.
Using high physical damage deductibles could save up to $730 every year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $5,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $1,900 to $2,500 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Ford F-350 Super Duty XLT Crew Cab Cabela Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
With such a large range of rates, the best way to figure out your exact price is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be substantially different.
The chart above shows average Ford F-350 Super Duty XLT Crew Cab Cabela Turbo Diesel 2WD insurance rates for various coverage choices and risks. The best rate after discounts is $925. Drivers who use higher $1,000 deductibles will pay $1,364. The average rate for a driver age 40 with no violations using $500 deductibles is $1,612. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,088. Drivers with multiple violations and accidents could be charged up to $3,450. The cost for full coverage for a 16-year-old driver is $5,712.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,458 | -$154 | -9.6% |
| Alaska | $1,234 | -$378 | -23.4% |
| Arizona | $1,340 | -$272 | -16.9% |
| Arkansas | $1,612 | -$0 | 0.0% |
| California | $1,838 | $226 | 14.0% |
| Colorado | $1,540 | -$72 | -4.5% |
| Connecticut | $1,658 | $46 | 2.9% |
| Delaware | $1,826 | $214 | 13.3% |
| Florida | $2,016 | $404 | 25.1% |
| Georgia | $1,490 | -$122 | -7.6% |
| Hawaii | $1,158 | -$454 | -28.2% |
| Idaho | $1,092 | -$520 | -32.3% |
| Illinois | $1,200 | -$412 | -25.6% |
| Indiana | $1,214 | -$398 | -24.7% |
| Iowa | $1,088 | -$524 | -32.5% |
| Kansas | $1,532 | -$80 | -5.0% |
| Kentucky | $2,200 | $588 | 36.5% |
| Louisiana | $2,386 | $774 | 48.0% |
| Maine | $996 | -$616 | -38.2% |
| Maryland | $1,330 | -$282 | -17.5% |
| Massachusetts | $1,288 | -$324 | -20.1% |
| Michigan | $2,802 | $1,190 | 73.8% |
| Minnesota | $1,348 | -$264 | -16.4% |
| Mississippi | $1,932 | $320 | 19.9% |
| Missouri | $1,430 | -$182 | -11.3% |
| Montana | $1,732 | $120 | 7.4% |
| Nebraska | $1,272 | -$340 | -21.1% |
| Nevada | $1,934 | $322 | 20.0% |
| New Hampshire | $1,162 | -$450 | -27.9% |
| New Jersey | $1,802 | $190 | 11.8% |
| New Mexico | $1,428 | -$184 | -11.4% |
| New York | $1,698 | $86 | 5.3% |
| North Carolina | $930 | -$682 | -42.3% |
| North Dakota | $1,320 | -$292 | -18.1% |
| Ohio | $1,112 | -$500 | -31.0% |
| Oklahoma | $1,656 | $44 | 2.7% |
| Oregon | $1,476 | -$136 | -8.4% |
| Pennsylvania | $1,538 | -$74 | -4.6% |
| Rhode Island | $2,150 | $538 | 33.4% |
| South Carolina | $1,462 | -$150 | -9.3% |
| South Dakota | $1,360 | -$252 | -15.6% |
| Tennessee | $1,412 | -$200 | -12.4% |
| Texas | $1,942 | $330 | 20.5% |
| Utah | $1,196 | -$416 | -25.8% |
| Vermont | $1,104 | -$508 | -31.5% |
| Virginia | $966 | -$646 | -40.1% |
| Washington | $1,246 | -$366 | -22.7% |
| West Virginia | $1,478 | -$134 | -8.3% |
| Wisconsin | $1,118 | -$494 | -30.6% |
| Wyoming | $1,438 | -$174 | -10.8% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,712 |
| 20 | $3,660 |
| 30 | $1,696 |
| 40 | $1,612 |
| 50 | $1,466 |
| 60 | $1,436 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,088 |
| $250 | $1,870 |
| $500 | $1,612 |
| $1,000 | $1,364 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,612 |
| 50/100 | $1,685 |
| 100/300 | $1,776 |
| 250/500 | $2,012 |
| 100 CSL | $1,721 |
| 300 CSL | $1,921 |
| 500 CSL | $2,067 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,184 |
| 20 | $5,810 |
| 30 | $3,546 |
| 40 | $3,450 |
| 50 | $3,286 |
| 60 | $3,254 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $77 |
| Advance Quote | $80 |
| Online Quote | $116 |
| Total Discounts | $687 |
Discounts are estimated and may not be available from every company or in every state.
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