Ford Flex SEL AWD Insurance Rates

The average insurance rates for a Ford Flex SEL AWD are $1,494 a year with full coverage. Comprehensive insurance costs on average $368, collision costs $604, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,206 or more. Teen drivers cost the most to insure at $5,382 a year or more.

Annual premium for full coverage: $1,494

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Flex Trim Level

These price differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Flex SEL AWD also range considerably based on the model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,700 to $2,400 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 45% to 127% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $5,300 a year. View Rates by Age

Your home state makes a big difference in Ford Flex SEL AWD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $650 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Every company uses a different rate calculation, and quoted rates will be varied.

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The chart above shows Ford Flex SEL AWD insurance prices for different risks and coverage choices. The best price after discounts is $860. Drivers who choose higher $1,000 deductibles will pay $1,272. The average price for a 40-year-old male driver using $500 deductibles is $1,494. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,918. High risk drivers could be charged around $3,206. The price for full coverage for a teen driver is $5,382.

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