Ford Ranger XLT SuperCab 2WD Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
The average insurance rates for a Ford Ranger XLT SuperCab 2WD are $1,256 a year for full coverage insurance. Comprehensive costs on average $258 each year, collision costs $476, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $2,712. Teenage drivers cost the most to insure at $4,718 a year or more.
Annual premium for full coverage: $1,256
Policy rates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford Ranger Trim Level
For a 40-year-old driver, Ford Ranger XLT SuperCab 2WD insurance rates go from the low end price of $430 for liability-only coverage to a high rate of $2,712 for high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than densely populated cities.
The graphic below illustrates how your location can change car insurance rates.
These price differences illustrate why all drivers should compare rates based on a specific location, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Ford Ranger XLT SuperCab 2WD Insurance
Auto insurance rates for a Ford Ranger XLT SuperCab 2WD also range considerably based on the actual cash value of your Ranger, your age and driving record, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $4,700 a year. View Rates by Age
Your home state makes a big difference in Ford Ranger XLT SuperCab 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $490 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit
Because prices have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted rates will be varied.
The chart estimates Ford Ranger XLT SuperCab 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $730. Drivers who use higher $1,000 deductibles will pay $1,090. The average price for a 40-year-old male driver using $500 deductibles is $1,256. Using lower $100 deductibles for physical damage coverage can cost as much as $1,580. Drivers with multiple violations and accidents could be charged around $2,712. The policy rate for full coverage insurance for a teen driver is $4,718.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$91|
|5-yr Claim Free||$80|
|Paid in Full/EFT||$57|
Discounts are estimated and may not be available from every company or in every state.