Ford Taurus SEL AWD Insurance Rates

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Average insurance rates for a Ford Taurus SEL AWD are $1,494 a year for full coverage. Comprehensive insurance costs around $368 a year, collision insurance costs $604, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,206 or more. Teen drivers receive the highest rates at up to $5,382 a year.

Annual premium for full coverage: $1,494

Rate estimates for individual coverage type:

Comprehensive $368
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Taurus Trim Level

For a 40-year-old driver, prices range from the low end price of $430 for a discount liability-only rate to a high of $3,206 for high-risk insurance.

Liability Only $430
Full Coverage $1,494
High Risk $3,206

These differences show why it is important for drivers to compare prices for a specific zip code, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Ford Taurus SEL AWD can also vary considerably based on the model year of your Taurus, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,700 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 127% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $5,300 a year. View Rates by Age

Where you live has a huge impact on Ford Taurus SEL AWD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $650 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know your exact price is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

Ford Taurus SEL AWD insurance cost comparison chart
Column chart showing Ford Taurus SEL AWD insurance prices range from $860 to $5,382 for full coverage

Chart shows Ford Taurus SEL AWD insurance prices for various risks and coverage choices. The best price after discounts is $860. Drivers who choose higher $1,000 deductibles will pay $1,272. The average price for a driver age 40 with no violations using $500 deductibles is $1,494. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,918. High risk drivers could be charged as much as $3,206. The cost for full coverage for a 16-year-old driver can be as high as $5,382.

Ford Taurus SEL AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,350 -$144 -9.6%
Alaska $1,144 -$350 -23.4%
Arizona $1,240 -$254 -17.0%
Arkansas $1,494 -$0 0.0%
California $1,702 $208 13.9%
Colorado $1,428 -$66 -4.4%
Connecticut $1,536 $42 2.8%
Delaware $1,690 $196 13.1%
Florida $1,868 $374 25.0%
Georgia $1,380 -$114 -7.6%
Hawaii $1,074 -$420 -28.1%
Idaho $1,010 -$484 -32.4%
Illinois $1,112 -$382 -25.6%
Indiana $1,124 -$370 -24.8%
Iowa $1,008 -$486 -32.5%
Kansas $1,420 -$74 -5.0%
Kentucky $2,036 $542 36.3%
Louisiana $2,212 $718 48.1%
Maine $922 -$572 -38.3%
Maryland $1,232 -$262 -17.5%
Massachusetts $1,194 -$300 -20.1%
Michigan $2,596 $1,102 73.8%
Minnesota $1,248 -$246 -16.5%
Mississippi $1,790 $296 19.8%
Missouri $1,324 -$170 -11.4%
Montana $1,604 $110 7.4%
Nebraska $1,178 -$316 -21.2%
Nevada $1,792 $298 19.9%
New Hampshire $1,076 -$418 -28.0%
New Jersey $1,670 $176 11.8%
New Mexico $1,322 -$172 -11.5%
New York $1,574 $80 5.4%
North Carolina $862 -$632 -42.3%
North Dakota $1,224 -$270 -18.1%
Ohio $1,030 -$464 -31.1%
Oklahoma $1,534 $40 2.7%
Oregon $1,368 -$126 -8.4%
Pennsylvania $1,426 -$68 -4.6%
Rhode Island $1,992 $498 33.3%
South Carolina $1,354 -$140 -9.4%
South Dakota $1,258 -$236 -15.8%
Tennessee $1,308 -$186 -12.4%
Texas $1,800 $306 20.5%
Utah $1,106 -$388 -26.0%
Vermont $1,022 -$472 -31.6%
Virginia $894 -$600 -40.2%
Washington $1,154 -$340 -22.8%
West Virginia $1,370 -$124 -8.3%
Wisconsin $1,034 -$460 -30.8%
Wyoming $1,332 -$162 -10.8%

View Chart as Image

Ford Taurus SEL AWD insurance rates by U.S. city

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Rates by Driver Age

Ford Taurus SEL AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,382
20 $3,410
30 $1,566
40 $1,494
50 $1,360
60 $1,334

Full coverage, $500 deductibles

Rates by Deductible

Ford Taurus SEL AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,918
$250 $1,724
$500 $1,494
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Ford Taurus SEL AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,494
50/100 $1,567
100/300 $1,658
250/500 $1,894
100 CSL $1,603
300 CSL $1,803
500 CSL $1,949

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Taurus SEL AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,694
20 $5,412
30 $3,288
40 $3,206
50 $3,054
60 $3,024

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $203

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $111
5-yr Claim Free $96
Paid in Full/EFT $70
Advance Quote $74
Online Quote $107
Total Discounts $634
Rate after discounts $860

Discounts are estimated and may not be available from every company or in every state.

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