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GMC Acadia SL 2WD Insurance Rates

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Average insurance rates for a GMC Acadia SL 2WD are $1,206 a year for full coverage insurance. Comprehensive costs around $270, collision insurance costs $414, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $2,578. Teen drivers receive the highest rates at up to $4,494 a year.

Annual premium for full coverage: $1,206

Rate estimates for type of insurance:

Comprehensive $270
Collision $414
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Acadia Trim Level

For the average driver, prices range from as low as $430 for your basic liability-only policy to a much higher rate of $2,578 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,206
High Risk $2,578

Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how location impacts auto insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a GMC Acadia SL 2WD can also vary considerably based on your driver profile, the model year, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,400 a year. View Rates by Age

Where you live has a huge impact on GMC Acadia SL 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $460 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can be around 42% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

View Chart as Image

GMC Acadia SL 2WD insurance cost comparison chart
Column chart showing GMC Acadia SL 2WD insurance prices range from $711 to $4,494 for full coverage

The chart estimates GMC Acadia SL 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $711. Drivers who choose higher $1,000 deductibles will pay around $1,050. The average rate for a driver age 40 with no violations using $500 deductibles is $1,206. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,506. High risk drivers could be charged as much as $2,578. The price for full coverage insurance for a 16-year-old driver can be as high as $4,494.

GMC Acadia SL 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $924 -$282 -23.4%
Arizona $1,002 -$204 -16.9%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,152 -$54 -4.5%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,508 $302 25.0%
Georgia $1,114 -$92 -7.6%
Hawaii $866 -$340 -28.2%
Idaho $816 -$390 -32.3%
Illinois $898 -$308 -25.5%
Indiana $908 -$298 -24.7%
Iowa $816 -$390 -32.3%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,786 $580 48.1%
Maine $744 -$462 -38.3%
Maryland $996 -$210 -17.4%
Massachusetts $964 -$242 -20.1%
Michigan $2,096 $890 73.8%
Minnesota $1,008 -$198 -16.4%
Mississippi $1,446 $240 19.9%
Missouri $1,068 -$138 -11.4%
Montana $1,296 $90 7.5%
Nebraska $952 -$254 -21.1%
Nevada $1,446 $240 19.9%
New Hampshire $870 -$336 -27.9%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $988 -$218 -18.1%
Ohio $832 -$374 -31.0%
Oklahoma $1,240 $34 2.8%
Oregon $1,104 -$102 -8.5%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,094 -$112 -9.3%
South Dakota $1,016 -$190 -15.8%
Tennessee $1,058 -$148 -12.3%
Texas $1,454 $248 20.6%
Utah $894 -$312 -25.9%
Vermont $826 -$380 -31.5%
Virginia $722 -$484 -40.1%
Washington $934 -$272 -22.6%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

GMC Acadia SL 2WD insurance rates by U.S. city

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Rates by Driver Age

GMC Acadia SL 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,494
20 $2,748
30 $1,254
40 $1,206
50 $1,100
60 $1,078

Full coverage, $500 deductibles

Rates by Deductible

GMC Acadia SL 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,506
$250 $1,368
$500 $1,206
$1,000 $1,050

Full coverage, driver age 40

Rates by Liability Limit

GMC Acadia SL 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,279
100/300 $1,370
250/500 $1,606
100 CSL $1,315
300 CSL $1,515
500 CSL $1,661

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Acadia SL 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,382
20 $4,358
30 $2,632
40 $2,578
50 $2,460
60 $2,436

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $84
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $495
Rate after discounts $711

Discounts are estimated and may not be available from every company or in every state.

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