GMC Savana 1500 2WD Insurance Rates

U.S. average insurance rates for a GMC Savana 1500 2WD are $1,268 a year with full coverage. Comprehensive costs approximately $270 each year, collision costs $476, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $2,734. Teen drivers pay the highest rates at $4,740 a year or more.

Annual premium for full coverage: $1,268

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Savana Trim Level

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance prices.

These price ranges demonstrate why all drivers should compare prices using their specific location, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Savana 1500 2WD are also quite variable based on the actual cash value of your Savana, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 in extra premium each year, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana 1500 2WD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $500 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates may be quite different.

View Chart as Image

The chart above shows GMC Savana 1500 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $737. Drivers who choose higher $1,000 deductibles will pay $1,100. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,268. Using lower $100 deductibles for comp and collision coverage could cost up to $1,600. High risk drivers could be charged at least $2,734. The policy rate for full coverage insurance for a teenager can be as high as $4,740.

View Chart as Image