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GMC Sierra SLE Extended Cab 4WD Insurance Rates

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U.S. average insurance prices for a GMC Sierra SLE Extended Cab 4WD are $1,420 every 12 months with full coverage. Comprehensive costs an estimated $326 a year, collision costs $572, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $3,060. Teenage drivers pay the highest rates at $5,194 a year or more.

Annual premium for full coverage: $1,420

Price estimates broken down by individual coverage type:

Comprehensive $326
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra Trim Level

Using a middle-aged driver as an example, GMC Sierra SLE Extended Cab 4WD insurance prices go from the cheapest price of $430 for basic liability insurance to a high of $3,060 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,420
High Risk $3,060

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities.

The diagram below illustrates how where you live affects insurance prices.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

These price ranges demonstrate why it is important for drivers to compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a GMC Sierra SLE Extended Cab 4WD are also quite variable based on deductibles and policy limits, your driving record, and the model year.

Using high physical damage deductibles could save up to $600 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in GMC Sierra SLE Extended Cab 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Every company uses a different method to calculate rates, and rates may be quite different.

View Chart as Image

GMC Sierra SLE Extended Cab 4WD insurance cost comparison chart
Column chart showing GMC Sierra SLE Extended Cab 4WD insurance prices range from $818 to $5,194 for full coverage

The chart above shows GMC Sierra SLE Extended Cab 4WD insurance rates for different coverage choices and risks. The cheapest discount rate is $818. Drivers who use higher $1,000 deductibles will pay $1,216. The average rate for a driver around age 40 using $500 deductibles is $1,420. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,816. Drivers with multiple violations and accidents could be charged at least $3,060. The cost for full coverage insurance for a teenage driver is $5,194.

GMC Sierra SLE Extended Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,358 -$62 -4.4%
Connecticut $1,462 $42 3.0%
Delaware $1,608 $188 13.2%
Florida $1,776 $356 25.1%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $962 -$458 -32.3%
Illinois $1,058 -$362 -25.5%
Indiana $1,068 -$352 -24.8%
Iowa $958 -$462 -32.5%
Kansas $1,350 -$70 -4.9%
Kentucky $1,938 $518 36.5%
Louisiana $2,102 $682 48.0%
Maine $876 -$544 -38.3%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,134 -$286 -20.1%
Michigan $2,468 $1,048 73.8%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,702 $282 19.9%
Missouri $1,260 -$160 -11.3%
Montana $1,524 $104 7.3%
Nebraska $1,120 -$300 -21.1%
Nevada $1,704 $284 20.0%
New Hampshire $1,024 -$396 -27.9%
New Jersey $1,586 $166 11.7%
New Mexico $1,258 -$162 -11.4%
New York $1,496 $76 5.4%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $980 -$440 -31.0%
Oklahoma $1,460 $40 2.8%
Oregon $1,302 -$118 -8.3%
Pennsylvania $1,356 -$64 -4.5%
Rhode Island $1,894 $474 33.4%
South Carolina $1,288 -$132 -9.3%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,244 -$176 -12.4%
Texas $1,712 $292 20.6%
Utah $1,052 -$368 -25.9%
Vermont $972 -$448 -31.5%
Virginia $850 -$570 -40.1%
Washington $1,098 -$322 -22.7%
West Virginia $1,302 -$118 -8.3%
Wisconsin $984 -$436 -30.7%
Wyoming $1,264 -$156 -11.0%

View Chart as Image

GMC Sierra SLE Extended Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

GMC Sierra SLE Extended Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,194
20 $3,264
30 $1,486
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

GMC Sierra SLE Extended Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,816
$250 $1,632
$500 $1,420
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

GMC Sierra SLE Extended Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,493
100/300 $1,584
250/500 $1,820
100 CSL $1,529
300 CSL $1,729
500 CSL $1,875

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Sierra SLE Extended Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,184
30 $3,134
40 $3,060
50 $2,918
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $91
Paid in Full/EFT $66
Advance Quote $70
Online Quote $101
Total Discounts $602
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

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