Honda Civic DX 2-Dr Coupe Insurance Rates

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Estimated auto insurance rates for a Honda Civic DX 2-Dr Coupe are $1,546 annually for full coverage. Comprehensive costs approximately $258, collision insurance costs $634, and liability costs around $454. A policy with only liability insurance costs as low as $538 a year, and a high-risk policy costs around $3,380. Teenage drivers pay the most at up to $5,950 a year.

Annual premium for full coverage: $1,546

Premium estimates by type of insurance:

Comprehensive $258
Collision $634
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

For the average driver, insurance rates for a Honda Civic DX 2-Dr Coupe range from as cheap as $538 for minimum levels of liability insurance to a much higher rate of $3,380 for a driver that may need high-risk insurance.

Liability Only $538
Full Coverage $1,546
High Risk $3,380

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $1,160
Small Cities $1,623
Large Cities $2,087

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Honda Civic DX 2-Dr Coupe also have a wide range based on the replacement cost of your Civic, your driver profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,900 to $2,600 extra annually, depending on your age. High-risk driver insurance can be as much as 44% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $600 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $408 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Honda Civic DX 2-Dr Coupe insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know which car insurance is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

View Chart as Image

Honda Civic DX 2-Dr Coupe insurance cost comparison chart
Column chart showing Honda Civic DX 2-Dr Coupe insurance prices range from $883 to $5,950 for full coverage

Chart shows Honda Civic DX 2-Dr Coupe insurance prices for various situations. The best price after discounts is $883. Drivers who use higher $1,000 deductibles will pay about $1,346. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,546. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,946. Drivers with multiple violations and accidents could be charged up to $3,380. The price for full coverage insurance for a teenager can be as high as $5,950.

Honda Civic DX 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,396 -$150 -9.7%
Alaska $1,184 -$362 -23.4%
Arizona $1,282 -$264 -17.1%
Arkansas $1,546 -$0 0.0%
California $1,760 $214 13.8%
Colorado $1,476 -$70 -4.5%
Connecticut $1,586 $40 2.6%
Delaware $1,748 $202 13.1%
Florida $1,932 $386 25.0%
Georgia $1,426 -$120 -7.8%
Hawaii $1,108 -$438 -28.3%
Idaho $1,048 -$498 -32.2%
Illinois $1,152 -$394 -25.5%
Indiana $1,164 -$382 -24.7%
Iowa $1,044 -$502 -32.5%
Kansas $1,466 -$80 -5.2%
Kentucky $2,106 $560 36.2%
Louisiana $2,286 $740 47.9%
Maine $954 -$592 -38.3%
Maryland $1,274 -$272 -17.6%
Massachusetts $1,236 -$310 -20.1%
Michigan $2,682 $1,136 73.5%
Minnesota $1,294 -$252 -16.3%
Mississippi $1,850 $304 19.7%
Missouri $1,372 -$174 -11.3%
Montana $1,660 $114 7.4%
Nebraska $1,216 -$330 -21.3%
Nevada $1,852 $306 19.8%
New Hampshire $1,114 -$432 -27.9%
New Jersey $1,728 $182 11.8%
New Mexico $1,368 -$178 -11.5%
New York $1,624 $78 5.0%
North Carolina $890 -$656 -42.4%
North Dakota $1,266 -$280 -18.1%
Ohio $1,068 -$478 -30.9%
Oklahoma $1,586 $40 2.6%
Oregon $1,416 -$130 -8.4%
Pennsylvania $1,476 -$70 -4.5%
Rhode Island $2,060 $514 33.2%
South Carolina $1,398 -$148 -9.6%
South Dakota $1,304 -$242 -15.7%
Tennessee $1,352 -$194 -12.5%
Texas $1,862 $316 20.4%
Utah $1,144 -$402 -26.0%
Vermont $1,056 -$490 -31.7%
Virginia $924 -$622 -40.2%
Washington $1,192 -$354 -22.9%
West Virginia $1,416 -$130 -8.4%
Wisconsin $1,070 -$476 -30.8%
Wyoming $1,376 -$170 -11.0%

View Chart as Image

Honda Civic DX 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Honda Civic DX 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $5,950
20 $3,652
30 $1,606
40 $1,546
50 $1,414
60 $1,390

Full coverage, $500 deductibles

Rates by Deductible

Honda Civic DX 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,946
$250 $1,758
$500 $1,546
$1,000 $1,346

Full coverage, driver age 40

Rates by Liability Limit

Honda Civic DX 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,546
50/100 $1,637
100/300 $1,750
250/500 $2,045
100 CSL $1,682
300 CSL $1,932
500 CSL $2,114

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Civic DX 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $8,482
20 $5,810
30 $3,450
40 $3,380
50 $3,236
60 $3,206

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $83
Homeowner $23
5-yr Accident Free $117
5-yr Claim Free $100
Paid in Full/EFT $72
Advance Quote $79
Online Quote $108
Total Discounts $663
Rate after discounts $883

Discounts are estimated and may not be available from every company or in every state.

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