Honda Civic LX 2-Dr Coupe Insurance Rates
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Average insurance rates for a Honda Civic LX 2-Dr Coupe are $1,590 a year with full coverage. Comprehensive costs an estimated $270, collision costs $666, and liability insurance costs $454. Only liability insurance costs as little as $538 a year, with high-risk insurance costing around $3,480. Teen drivers receive the highest rates at $6,096 a year or more.
Annual premium for full coverage: $1,590
Rate estimates broken down by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Civic Trim Level
Using a middle-aged driver as an example, prices go from as low as $538 for just liability insurance to a much higher rate of $3,480 for a high-risk driver policy.
Price Range by Location
Your location has a significant impact on car insurance rates. More rural locations tend to have a lower frequency of collision claims than larger metro areas.
The price range example below illustrates how where you live affects insurance prices.
These differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Honda Civic LX 2-Dr Coupe Insurance
Insurance rates for a Honda Civic LX 2-Dr Coupe can also vary considerably based on your driver profile, the actual cash value of your Civic, and liability limits and deductibles.
An older driver with a clean driving record and high deductibles could pay as little as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $6,000 a year. View Rates by Age
Where you live makes a big difference in Honda Civic LX 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $640 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $408 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,900 to $2,600 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.
The chart above shows Honda Civic LX 2-Dr Coupe insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $906. Drivers who choose higher $1,000 deductibles will pay around $1,380. The average rate for a driver around age 40 using $500 deductibles is $1,590. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $2,012. High risk drivers could be charged as much as $3,480. The price for full coverage insurance for a teenage driver is $6,096.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$122|
|5-yr Claim Free||$103|
|Paid in Full/EFT||$75|
Discounts are estimated and may not be available from every company or in every state.
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