Honda CR-V LX 2WD Insurance Rates
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Average auto insurance rates for a Honda CR-V LX 2WD are $1,086 annually with full coverage. Comprehensive costs an estimated $258 a year, collision costs $382, and liability costs $310. Buying just liability costs as little as $370 a year, with insurance for high-risk drivers costing around $2,310. Teen drivers receive the highest rates at $3,976 a year or more.
Annual premium for full coverage: $1,086
Rate estimates broken down by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda CR-V Trim Level
For a driver in their 40's, prices go from as cheap as $370 for a discount liability-only rate to a high of $2,310 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas.
The diagram below illustrates how location helps determine insurance prices.
These differences demonstrate why it is important for drivers to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Honda CR-V LX 2WD Insurance
Auto insurance rates for a Honda CR-V LX 2WD can also vary considerably based on the model year of your CR-V, your driving record, and liability limits and deductibles.
Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay at least $3,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out $1,300 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $430 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Honda CR-V LX 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
With so much variability in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.
The chart above shows Honda CR-V LX 2WD insurance prices for different situations. The cheapest discount price is $640. Drivers who choose higher $1,000 deductibles will pay about $940. The average price for a driver around age 40 using $500 deductibles is $1,086. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,362. High risk drivers could be charged as much as $2,310. The cost for full coverage insurance for a teenage driver is $3,976.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$76|
|5-yr Claim Free||$68|
|Paid in Full/EFT||$48|
Discounts are estimated and may not be available from every company or in every state.
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