Honda Pilot EX-L 4WD Insurance Rates

Estimated insurance prices for a Honda Pilot EX-L 4WD are $1,370 every 12 months for full coverage. Comprehensive insurance costs an estimated $340, collision insurance costs $508, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,926 or more. Teen drivers pay the most at up to $4,970 a year.

Annual premium for full coverage: $1,370

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Pilot Trim Level

These rate differences show why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Honda Pilot EX-L 4WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year.

Choosing high deductibles could save up to $570 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay at least $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost around 44% to 131% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Honda Pilot EX-L 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know who has the cheapest car insurance rates is to compare rates and see how they stack up. Every company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

Chart shows Honda Pilot EX-L 4WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $800. Drivers who choose higher $1,000 deductibles will pay $1,176. The average rate for a driver around age 40 using $500 deductibles is $1,370. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,740. High risk drivers could be charged up to $2,926. The price for full coverage for a teenage driver is $4,970.

View Chart as Image