Hyundai Sonata SE 4-Dr Sedan Insurance Rates
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Average insurance rates for a Hyundai Sonata SE 4-Dr Sedan are $1,474 a year for full coverage insurance. Comprehensive costs approximately $312 each year, collision insurance costs $572, and liability insurance costs around $410. Just liability insurance costs as low as $486 a year, and coverage for high-risk drivers costs around $3,182. Teenage drivers receive the highest rates at up to $5,494 a year.
Annual premium for full coverage: $1,474
Rate estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Hyundai Sonata Trim Level
For the average driver, prices range from the low end price of $486 for just liability coverage to a high rate of $3,182 for a driver that may need high-risk insurance.
Price Range by Location
Where you live has a significant impact on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how location impacts auto insurance prices.
These differences illustrate why all drivers should compare prices using their specific location, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Hyundai Sonata SE 4-Dr Sedan Insurance
Insurance prices for a Hyundai Sonata SE 4-Dr Sedan can also vary considerably based on the actual cash value of your Sonata, your age and driving record, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,700 to $2,400 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age
Where you live has a huge impact on Hyundai Sonata SE 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $590 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $369 more each year. View Rates by Deductible or Liability Limit
With so much variability in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and rates can be significantly different.
The chart estimates Hyundai Sonata SE 4-Dr Sedan insurance prices for various risks and coverage choices. The lowest price with discounts is $853. Drivers who use higher $1,000 deductibles will pay $1,274. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,474. Using lower $100 deductibles for physical damage coverage could cost up to $1,864. Drivers with multiple violations and accidents could be charged as much as $3,182. The policy rate for full coverage insurance for a teenager can be as high as $5,494.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$108|
|5-yr Claim Free||$94|
|Paid in Full/EFT||$67|
Discounts are estimated and may not be available from every company or in every state.
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