Infiniti M45 4-Dr Sedan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average insurance rates for an Infiniti M45 4-Dr Sedan are $1,740 a year including full coverage. Comprehensive insurance costs approximately $424 each year, collision costs $794, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $3,762 or more. Teenage drivers cost the most to insure at $6,206 a year or more.

Annual premium for full coverage: $1,740

Policy rates by individual coverage:

Comprehensive $424
Collision $794
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Infiniti M45 Trim Level

For the average 40-year-old driver, Infiniti M45 4-Dr Sedan insurance rates go from as low as $430 for basic liability insurance to a high rate of $3,762 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,740
High Risk $3,762

These price differences highlight why all drivers should compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Infiniti M45 4-Dr Sedan Insurance

Searching Companies

Insurance rates for an Infiniti M45 4-Dr Sedan also range considerably based on your risk profile, the replacement cost of your M45, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $6,200 a year. View Rates by Age

Your home state makes a big difference in Infiniti M45 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $820 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $2,100 to $2,800 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which company is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

Infiniti M45 4-Dr Sedan insurance cost comparison chart
Column chart showing Infiniti M45 4-Dr Sedan insurance prices range from $977 to $6,206 for full coverage

The chart above shows average Infiniti M45 4-Dr Sedan insurance rates for different risk profiles and scenarios. The best rate after discounts is $977. Drivers who use higher $1,000 deductibles will pay around $1,462. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,740. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,276. Drivers with multiple violations and accidents could be charged around $3,762. The policy rate for full coverage for a teenager is $6,206.

Infiniti M45 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,572 -$168 -9.7%
Alaska $1,332 -$408 -23.4%
Arizona $1,444 -$296 -17.0%
Arkansas $1,740 -$0 0.0%
California $1,982 $242 13.9%
Colorado $1,662 -$78 -4.5%
Connecticut $1,788 $48 2.8%
Delaware $1,970 $230 13.2%
Florida $2,176 $436 25.1%
Georgia $1,606 -$134 -7.7%
Hawaii $1,250 -$490 -28.2%
Idaho $1,178 -$562 -32.3%
Illinois $1,296 -$444 -25.5%
Indiana $1,310 -$430 -24.7%
Iowa $1,174 -$566 -32.5%
Kansas $1,654 -$86 -4.9%
Kentucky $2,372 $632 36.3%
Louisiana $2,574 $834 47.9%
Maine $1,074 -$666 -38.3%
Maryland $1,434 -$306 -17.6%
Massachusetts $1,390 -$350 -20.1%
Michigan $3,022 $1,282 73.7%
Minnesota $1,454 -$286 -16.4%
Mississippi $2,084 $344 19.8%
Missouri $1,542 -$198 -11.4%
Montana $1,868 $128 7.4%
Nebraska $1,370 -$370 -21.3%
Nevada $2,084 $344 19.8%
New Hampshire $1,254 -$486 -27.9%
New Jersey $1,944 $204 11.7%
New Mexico $1,540 -$200 -11.5%
New York $1,830 $90 5.2%
North Carolina $1,002 -$738 -42.4%
North Dakota $1,424 -$316 -18.2%
Ohio $1,200 -$540 -31.0%
Oklahoma $1,786 $46 2.6%
Oregon $1,592 -$148 -8.5%
Pennsylvania $1,658 -$82 -4.7%
Rhode Island $2,320 $580 33.3%
South Carolina $1,576 -$164 -9.4%
South Dakota $1,468 -$272 -15.6%
Tennessee $1,522 -$218 -12.5%
Texas $2,096 $356 20.5%
Utah $1,288 -$452 -26.0%
Vermont $1,190 -$550 -31.6%
Virginia $1,042 -$698 -40.1%
Washington $1,344 -$396 -22.8%
West Virginia $1,594 -$146 -8.4%
Wisconsin $1,204 -$536 -30.8%
Wyoming $1,550 -$190 -10.9%

View Chart as Image

Infiniti M45 4-Dr Sedan insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Infiniti M45 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $6,206
20 $4,010
30 $1,834
40 $1,740
50 $1,582
60 $1,552

Full coverage, $500 deductibles

Rates by Deductible

Infiniti M45 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,276
$250 $2,028
$500 $1,740
$1,000 $1,462

Full coverage, driver age 40

Rates by Liability Limit

Infiniti M45 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,740
50/100 $1,813
100/300 $1,904
250/500 $2,140
100 CSL $1,849
300 CSL $2,049
500 CSL $2,195

Full coverage, driver age 40

Rates for High Risk Drivers

Infiniti M45 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $8,916
20 $6,378
30 $3,868
40 $3,762
50 $3,586
60 $3,554

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $245

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $95
Multi-vehicle $89
Homeowner $23
5-yr Accident Free $138
5-yr Claim Free $114
Paid in Full/EFT $87
Advance Quote $90
Online Quote $127
Total Discounts $763
Rate after discounts $977

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption