Jaguar XF Premium 4-Dr Sedan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average insurance prices for a Jaguar XF Premium 4-Dr Sedan are $1,784 every 12 months for full coverage insurance. Comprehensive insurance costs around $438 a year, collision costs $824, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $3,864 or more. Teenage drivers receive the highest rates at $6,350 a year or more.

Annual premium for full coverage: $1,784

Rate estimates for individual coverage type:

Comprehensive $438
Collision $824
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XF Trim Level

For the average driver, prices go from the cheapest price of $430 for basic liability insurance to a high of $3,864 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,784
High Risk $3,864

These differences illustrate why it is important for drivers to compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Jaguar XF Premium 4-Dr Sedan Insurance

Searching Companies

Insurance rates for a Jaguar XF Premium 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your risk profile, and the actual cash value of your XF.

Using high physical damage deductibles could cut rates by as much as $850 every year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,600 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $6,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $2,100 to $2,800 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Jaguar XF Premium 4-Dr Sedan insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out your exact price is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

View Chart as Image

Jaguar XF Premium 4-Dr Sedan insurance cost comparison chart
Column chart showing Jaguar XF Premium 4-Dr Sedan insurance prices range from $999 to $6,350 for full coverage

The chart estimates Jaguar XF Premium 4-Dr Sedan insurance rates for different coverage choices and risks. The best rate after discounts is $999. Drivers who use higher $1,000 deductibles will pay $1,498. The average rate for a driver age 40 with no violations using $500 deductibles is $1,784. Choosing low $100 deductibles for physical damage coverage could cost up to $2,342. Drivers with multiple violations and accidents could be charged as much as $3,864. The cost for full coverage for a 16-year-old driver can be as high as $6,350.

Jaguar XF Premium 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,614 -$170 -9.5%
Alaska $1,368 -$416 -23.3%
Arizona $1,482 -$302 -16.9%
Arkansas $1,784 -$0 0.0%
California $2,034 $250 14.0%
Colorado $1,706 -$78 -4.4%
Connecticut $1,836 $52 2.9%
Delaware $2,020 $236 13.2%
Florida $2,232 $448 25.1%
Georgia $1,648 -$136 -7.6%
Hawaii $1,282 -$502 -28.1%
Idaho $1,206 -$578 -32.4%
Illinois $1,328 -$456 -25.6%
Indiana $1,344 -$440 -24.7%
Iowa $1,206 -$578 -32.4%
Kansas $1,698 -$86 -4.8%
Kentucky $2,436 $652 36.5%
Louisiana $2,642 $858 48.1%
Maine $1,100 -$684 -38.3%
Maryland $1,472 -$312 -17.5%
Massachusetts $1,428 -$356 -20.0%
Michigan $3,100 $1,316 73.8%
Minnesota $1,492 -$292 -16.4%
Mississippi $2,138 $354 19.8%
Missouri $1,582 -$202 -11.3%
Montana $1,916 $132 7.4%
Nebraska $1,406 -$378 -21.2%
Nevada $2,140 $356 20.0%
New Hampshire $1,286 -$498 -27.9%
New Jersey $1,996 $212 11.9%
New Mexico $1,580 -$204 -11.4%
New York $1,878 $94 5.3%
North Carolina $1,028 -$756 -42.4%
North Dakota $1,462 -$322 -18.0%
Ohio $1,232 -$552 -30.9%
Oklahoma $1,834 $50 2.8%
Oregon $1,636 -$148 -8.3%
Pennsylvania $1,702 -$82 -4.6%
Rhode Island $2,380 $596 33.4%
South Carolina $1,616 -$168 -9.4%
South Dakota $1,506 -$278 -15.6%
Tennessee $1,564 -$220 -12.3%
Texas $2,152 $368 20.6%
Utah $1,322 -$462 -25.9%
Vermont $1,222 -$562 -31.5%
Virginia $1,068 -$716 -40.1%
Washington $1,378 -$406 -22.8%
West Virginia $1,636 -$148 -8.3%
Wisconsin $1,234 -$550 -30.8%
Wyoming $1,590 -$194 -10.9%

View Chart as Image

Jaguar XF Premium 4-Dr Sedan insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Jaguar XF Premium 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $6,350
20 $4,118
30 $1,884
40 $1,784
50 $1,624
60 $1,594

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XF Premium 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,342
$250 $2,082
$500 $1,784
$1,000 $1,498

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XF Premium 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,784
50/100 $1,857
100/300 $1,948
250/500 $2,184
100 CSL $1,893
300 CSL $2,093
500 CSL $2,239

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XF Premium 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $9,128
20 $6,548
30 $3,976
40 $3,864
50 $3,682
60 $3,650

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $252

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $98
Multi-vehicle $91
Homeowner $24
5-yr Accident Free $142
5-yr Claim Free $117
Paid in Full/EFT $90
Advance Quote $93
Online Quote $130
Total Discounts $785
Rate after discounts $999

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption