Jaguar XJ LWB 4-Dr Sedan Insurance Rates

Estimated insurance rates for a Jaguar XJ LWB 4-Dr Sedan are $1,968 a year with full coverage. Comprehensive costs approximately $494, collision costs $952, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing around $4,264. Teen drivers pay the most at $6,928 a year or more.

Annual premium for full coverage: $1,968

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XJ Trim Level

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than larger metro areas.

The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences demonstrate why everyone should compare prices using their specific location, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Jaguar XJ LWB 4-Dr Sedan also have a wide range based on the replacement cost of your XJ, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $2,300 to $3,100 in extra premium annually, depending on your age. Jaguar XJ LWB 4-Dr Sedan insurance for high-risk drivers can be as much as 45% to 131% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,800 a year, or $150 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $6,900 a year. View Rates by Age

Where you choose to live has a huge impact on Jaguar XJ LWB 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $970 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be substantially different.

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The chart above shows Jaguar XJ LWB 4-Dr Sedan insurance prices for different risks and coverage choices. The best price after discounts is $1,092. Drivers who choose higher $1,000 deductibles will pay $1,640. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,968. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,606. High risk drivers could be charged up to $4,264. The rate for full coverage insurance for a teenager can be as high as $6,928.

View Chart as Image