Jaguar XJ SWB 4-Dr Sedan Insurance Rates

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Average auto insurance rates for a Jaguar XJ SWB 4-Dr Sedan are $1,922 annually including full coverage. Comprehensive insurance costs on average $480, collision insurance costs $920, and liability costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs $4,164 or more. Teen drivers receive the highest rates at up to $6,784 a year.

Annual premium for full coverage: $1,922

Rate estimates by type of coverage:

Comprehensive $480
Collision $920
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XJ Trim Level

Using a 40-year-old driver as an example, prices range from as cheap as $430 for a discount liability-only rate to the much higher price of $4,164 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,922
High Risk $4,164

These differences highlight why everyone should compare rates based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Jaguar XJ SWB 4-Dr Sedan can also vary considerably based on the model year of your XJ, your driving characteristics, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,800 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $6,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $2,300 to $3,000 extra per year, depending on your age. Jaguar XJ SWB 4-Dr Sedan insurance for high-risk drivers can cost as much as 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $940 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Jaguar XJ SWB 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so the rates can be significantly different between companies.

View Chart as Image

Jaguar XJ SWB 4-Dr Sedan insurance cost comparison chart
Column chart showing Jaguar XJ SWB 4-Dr Sedan insurance prices range from $1,069 to $6,784 for full coverage

The chart above shows average Jaguar XJ SWB 4-Dr Sedan insurance prices for various situations. The best price after discounts is $1,069. Drivers who choose higher $1,000 deductibles will pay about $1,604. The average price for a 40-year-old male driver using $500 deductibles is $1,922. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,540. High risk drivers could be charged as much as $4,164. The rate for full coverage for a teen driver is $6,784.

Jaguar XJ SWB 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,738 -$184 -9.6%
Alaska $1,472 -$450 -23.4%
Arizona $1,596 -$326 -17.0%
Arkansas $1,922 -$0 0.0%
California $2,188 $266 13.8%
Colorado $1,836 -$86 -4.5%
Connecticut $1,974 $52 2.7%
Delaware $2,174 $252 13.1%
Florida $2,404 $482 25.1%
Georgia $1,774 -$148 -7.7%
Hawaii $1,380 -$542 -28.2%
Idaho $1,298 -$624 -32.5%
Illinois $1,432 -$490 -25.5%
Indiana $1,448 -$474 -24.7%
Iowa $1,298 -$624 -32.5%
Kansas $1,828 -$94 -4.9%
Kentucky $2,620 $698 36.3%
Louisiana $2,844 $922 48.0%
Maine $1,186 -$736 -38.3%
Maryland $1,584 -$338 -17.6%
Massachusetts $1,536 -$386 -20.1%
Michigan $3,338 $1,416 73.7%
Minnesota $1,608 -$314 -16.3%
Mississippi $2,302 $380 19.8%
Missouri $1,704 -$218 -11.3%
Montana $2,064 $142 7.4%
Nebraska $1,514 -$408 -21.2%
Nevada $2,304 $382 19.9%
New Hampshire $1,384 -$538 -28.0%
New Jersey $2,148 $226 11.8%
New Mexico $1,700 -$222 -11.6%
New York $2,022 $100 5.2%
North Carolina $1,108 -$814 -42.4%
North Dakota $1,572 -$350 -18.2%
Ohio $1,324 -$598 -31.1%
Oklahoma $1,974 $52 2.7%
Oregon $1,760 -$162 -8.4%
Pennsylvania $1,832 -$90 -4.7%
Rhode Island $2,562 $640 33.3%
South Carolina $1,740 -$182 -9.5%
South Dakota $1,620 -$302 -15.7%
Tennessee $1,682 -$240 -12.5%
Texas $2,316 $394 20.5%
Utah $1,422 -$500 -26.0%
Vermont $1,314 -$608 -31.6%
Virginia $1,152 -$770 -40.1%
Washington $1,484 -$438 -22.8%
West Virginia $1,762 -$160 -8.3%
Wisconsin $1,330 -$592 -30.8%
Wyoming $1,710 -$212 -11.0%

View Chart as Image

Jaguar XJ SWB 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Jaguar XJ SWB 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $6,784
20 $4,440
30 $2,032
40 $1,922
50 $1,748
60 $1,716

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XJ SWB 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,540
$250 $2,252
$500 $1,922
$1,000 $1,604

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XJ SWB 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,922
50/100 $1,995
100/300 $2,086
250/500 $2,322
100 CSL $2,031
300 CSL $2,231
500 CSL $2,377

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XJ SWB 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $9,770
20 $7,060
30 $4,290
40 $4,164
50 $3,968
60 $3,934

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $273

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $106
Multi-vehicle $98
Homeowner $25
5-yr Accident Free $156
5-yr Claim Free $127
Paid in Full/EFT $99
Advance Quote $101
Online Quote $141
Total Discounts $853
Rate after discounts $1,069

Discounts are estimated and may not be available from every company or in every state.

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