Jaguar XKR 2-Dr Convertible Insurance Rates

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Average auto insurance rates for a Jaguar XKR 2-Dr Convertible are $1,986 annually including full coverage. Comprehensive costs approximately $494 each year, collision costs $1,046, and liability costs $310. Only liability insurance costs as little as $370 a year, with high-risk insurance costing around $4,330. Teenage drivers receive the highest rates at $6,926 a year or more.

Annual premium for full coverage: $1,986

Rate estimates by individual coverage:

Comprehensive $494
Collision $1046
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XKR Trim Level

For a driver around age 40, prices go from as cheap as $370 for liability-only coverage to a high rate of $4,330 for a high-risk insurance policy.

Liability Only $370
Full Coverage $1,986
High Risk $4,330

Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These differences highlight why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Jaguar XKR 2-Dr Convertible can also vary considerably based on the model year of your XKR, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,800 per year on average for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $6,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $2,400 to $3,100 extra per year, depending on your age. Insurance for high-risk drivers can cost from 45% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $1,040 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Jaguar XKR 2-Dr Convertible insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out which car insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so the rates can be significantly different between companies.

View Chart as Image

Jaguar XKR 2-Dr Convertible insurance cost comparison chart
Column chart showing Jaguar XKR 2-Dr Convertible insurance prices range from $1,080 to $6,926 for full coverage

The chart above shows average Jaguar XKR 2-Dr Convertible insurance prices for different situations. The cheapest discount price is $1,080. Drivers who use higher $1,000 deductibles will pay about $1,638. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,986. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,670. Drivers with multiple violations and accidents could be charged as much as $4,330. The policy rate for full coverage insurance for a teenager is $6,926.

Jaguar XKR 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$192 -9.7%
Alaska $1,520 -$466 -23.5%
Arizona $1,646 -$340 -17.1%
Arkansas $1,986 -$0 0.0%
California $2,260 $274 13.8%
Colorado $1,896 -$90 -4.5%
Connecticut $2,036 $50 2.5%
Delaware $2,244 $258 13.0%
Florida $2,478 $492 24.8%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,344 -$642 -32.3%
Illinois $1,478 -$508 -25.6%
Indiana $1,494 -$492 -24.8%
Iowa $1,338 -$648 -32.6%
Kansas $1,884 -$102 -5.1%
Kentucky $2,708 $722 36.4%
Louisiana $2,936 $950 47.8%
Maine $1,224 -$762 -38.4%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,582 -$404 -20.3%
Michigan $3,444 $1,458 73.4%
Minnesota $1,662 -$324 -16.3%
Mississippi $2,378 $392 19.7%
Missouri $1,760 -$226 -11.4%
Montana $2,130 $144 7.3%
Nebraska $1,562 -$424 -21.3%
Nevada $2,378 $392 19.7%
New Hampshire $1,430 -$556 -28.0%
New Jersey $2,218 $232 11.7%
New Mexico $1,756 -$230 -11.6%
New York $2,090 $104 5.2%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,624 -$362 -18.2%
Ohio $1,368 -$618 -31.1%
Oklahoma $2,036 $50 2.5%
Oregon $1,818 -$168 -8.5%
Pennsylvania $1,890 -$96 -4.8%
Rhode Island $2,646 $660 33.2%
South Carolina $1,798 -$188 -9.5%
South Dakota $1,672 -$314 -15.8%
Tennessee $1,736 -$250 -12.6%
Texas $2,390 $404 20.3%
Utah $1,468 -$518 -26.1%
Vermont $1,356 -$630 -31.7%
Virginia $1,190 -$796 -40.1%
Washington $1,530 -$456 -23.0%
West Virginia $1,820 -$166 -8.4%
Wisconsin $1,372 -$614 -30.9%
Wyoming $1,768 -$218 -11.0%

View Chart as Image

Jaguar XKR 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

Jaguar XKR 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $6,926
20 $4,624
30 $2,112
40 $1,986
50 $1,804
60 $1,776

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XKR 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,670
$250 $2,350
$500 $1,986
$1,000 $1,638

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XKR 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,048
100/300 $2,126
250/500 $2,327
100 CSL $2,079
300 CSL $2,250
500 CSL $2,374

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XKR 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $10,022
20 $7,362
30 $4,474
40 $4,330
50 $4,126
60 $4,092

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $290

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $111
Multi-vehicle $103
Homeowner $25
5-yr Accident Free $169
5-yr Claim Free $133
Paid in Full/EFT $108
Advance Quote $109
Online Quote $148
Total Discounts $906
Rate after discounts $1,080

Discounts are estimated and may not be available from every company or in every state.

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