Jeep Commander Limited 2WD Insurance Rates
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The average insurance rates for a Jeep Commander Limited 2WD are $1,538 a year including full coverage. Comprehensive costs on average $382, collision costs $634, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,304. Teenage drivers cost the most to insure at $5,526 a year or more.
Annual premium for full coverage: $1,538
Policy rates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Jeep Commander Trim Level
For a 40-year-old driver, Jeep Commander Limited 2WD insurance rates go from the low end price of $430 for liability-only coverage to a much higher rate of $3,304 for high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities.
The price range example below illustrates how your location can change car insurance rates.
These price differences highlight why anyone shopping for car insurance should compare prices based on a specific location, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Jeep Commander Limited 2WD Insurance
Insurance rates for a Jeep Commander Limited 2WD also range considerably based on the model year, your driving record and age, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,500 a year. View Rates by Age
Your home state has a huge impact on Jeep Commander Limited 2WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $680 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit
Because prices have so much variability, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the rates will be varied.
The chart above shows average Jeep Commander Limited 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $882. Drivers who use higher $1,000 deductibles will pay $1,308. The average price for a 40-year-old male driver using $500 deductibles is $1,538. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,986. Drivers with multiple violations and accidents could be charged around $3,304. The price for full coverage insurance for a teen driver can be as high as $5,526.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$116|
|5-yr Claim Free||$99|
|Paid in Full/EFT||$73|
Discounts are estimated and may not be available from every company or in every state.
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