Jeep Liberty Sport 2WD Insurance Rates

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Estimated insurance rates for a Jeep Liberty Sport 2WD are $1,206 a year for full coverage insurance. Comprehensive costs approximately $270, collision costs $414, and liability costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing around $2,578. Teenage drivers pay the most at $4,494 a year or more.

Annual premium for full coverage: $1,206

Premium estimates by type of coverage:

Comprehensive $270
Collision $414
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Liberty Trim Level

For an average driver, insurance rates for a Jeep Liberty Sport 2WD go from the low end price of $430 for just the minimum liability insurance to the much higher price of $2,578 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,206
High Risk $2,578

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These rate differences illustrate why everyone should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Jeep Liberty Sport 2WD also have a wide range based on the replacement cost of your Liberty, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 in extra premium annually, depending on your age. Jeep Liberty Sport 2WD insurance for high-risk drivers can cost from 42% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Liberty Sport 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $460 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Every company uses a different method to calculate prices, and quoted rates will be substantially different.

View Chart as Image

Jeep Liberty Sport 2WD insurance cost comparison chart
Column chart showing Jeep Liberty Sport 2WD insurance prices range from $711 to $4,494 for full coverage

The chart estimates Jeep Liberty Sport 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $711. Drivers who use higher $1,000 deductibles will pay $1,050. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,206. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,506. Drivers with multiple violations and accidents could be charged up to $2,578. The rate for full coverage insurance for a teenager is $4,494.

Jeep Liberty Sport 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $924 -$282 -23.4%
Arizona $1,002 -$204 -16.9%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,152 -$54 -4.5%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,508 $302 25.0%
Georgia $1,114 -$92 -7.6%
Hawaii $866 -$340 -28.2%
Idaho $816 -$390 -32.3%
Illinois $898 -$308 -25.5%
Indiana $908 -$298 -24.7%
Iowa $816 -$390 -32.3%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,786 $580 48.1%
Maine $744 -$462 -38.3%
Maryland $996 -$210 -17.4%
Massachusetts $964 -$242 -20.1%
Michigan $2,096 $890 73.8%
Minnesota $1,008 -$198 -16.4%
Mississippi $1,446 $240 19.9%
Missouri $1,068 -$138 -11.4%
Montana $1,296 $90 7.5%
Nebraska $952 -$254 -21.1%
Nevada $1,446 $240 19.9%
New Hampshire $870 -$336 -27.9%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $988 -$218 -18.1%
Ohio $832 -$374 -31.0%
Oklahoma $1,240 $34 2.8%
Oregon $1,104 -$102 -8.5%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,094 -$112 -9.3%
South Dakota $1,016 -$190 -15.8%
Tennessee $1,058 -$148 -12.3%
Texas $1,454 $248 20.6%
Utah $894 -$312 -25.9%
Vermont $826 -$380 -31.5%
Virginia $722 -$484 -40.1%
Washington $934 -$272 -22.6%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

Jeep Liberty Sport 2WD insurance rates by U.S. city

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Rates by Driver Age

Jeep Liberty Sport 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,494
20 $2,748
30 $1,254
40 $1,206
50 $1,100
60 $1,078

Full coverage, $500 deductibles

Rates by Deductible

Jeep Liberty Sport 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,506
$250 $1,368
$500 $1,206
$1,000 $1,050

Full coverage, driver age 40

Rates by Liability Limit

Jeep Liberty Sport 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,279
100/300 $1,370
250/500 $1,606
100 CSL $1,315
300 CSL $1,515
500 CSL $1,661

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Liberty Sport 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,382
20 $4,358
30 $2,632
40 $2,578
50 $2,460
60 $2,436

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $84
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $495
Rate after discounts $711

Discounts are estimated and may not be available from every company or in every state.

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