Lincoln MKT 3.7 AWD Insurance Rates

The average insurance rates for a Lincoln MKT 3.7 AWD are $1,666 a year including full coverage. Comprehensive insurance costs around $410 a year, collision insurance costs $666, and liability insurance costs around $410. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs $3,574 or more. Teenage drivers cost the most to insure at up to $6,012 a year.

Annual premium for full coverage: $1,666

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lincoln MKT Trim Level

These price differences highlight why it is important for drivers to compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Lincoln MKT 3.7 AWD also range considerably based on your risk profile, the replacement cost of your MKT, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $6,000 a year. View Rates by Age

Your home state has a huge impact on Lincoln MKT 3.7 AWD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $720 each year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $369 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,900 to $2,600 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

The chart above shows average Lincoln MKT 3.7 AWD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $961. Drivers who use higher $1,000 deductibles will pay around $1,422. The average rate for a driver age 40 with no violations using $500 deductibles is $1,666. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $2,138. Drivers with multiple violations and accidents could be charged around $3,574. The cost for full coverage for a 16-year-old driver can be as high as $6,012.

View Chart as Image