Mazda 3 S Grand Touring 4-Dr Sedan Insurance Rates

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The average auto insurance rates for a Mazda 3 S Grand Touring 4-Dr Sedan are $1,496 annually for full coverage. Comprehensive insurance costs around $340, collision costs $634, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,236 or more. Teenage drivers cost the most to insure at $5,462 a year or more.

Annual premium for full coverage: $1,496

Policy rates for type of coverage:

Comprehensive $340
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda 3 Trim Level

For a driver in their 40's, Mazda 3 S Grand Touring 4-Dr Sedan insurance rates go from as cheap as $430 for just liability coverage to the much higher price of $3,236 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,496
High Risk $3,236

These price differences show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Mazda 3 S Grand Touring 4-Dr Sedan Insurance

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Auto insurance rates for a Mazda 3 S Grand Touring 4-Dr Sedan also range considerably based on the model year, your driver profile, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $5,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,800 to $2,400 in extra premium every year, depending on your age. Mazda 3 S Grand Touring 4-Dr Sedan insurance for high-risk drivers can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $660 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda 3 S Grand Touring 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, and quoted rates will be varied between companies.

View Chart as Image

Mazda 3 S Grand Touring 4-Dr Sedan insurance cost comparison chart
Column chart showing Mazda 3 S Grand Touring 4-Dr Sedan insurance prices range from $852 to $5,462 for full coverage

Chart shows Mazda 3 S Grand Touring 4-Dr Sedan insurance prices for different situations. The cheapest price with discounts is $852. Drivers who use higher $1,000 deductibles will pay about $1,276. The average price for a driver age 40 with no violations using $500 deductibles is $1,496. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,928. Drivers with multiple violations and accidents could be charged around $3,236. The rate for full coverage for a 16-year-old driver is $5,462.

Mazda 3 S Grand Touring 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,354 -$142 -9.5%
Alaska $1,148 -$348 -23.3%
Arizona $1,242 -$254 -17.0%
Arkansas $1,496 -$0 0.0%
California $1,706 $210 14.0%
Colorado $1,432 -$64 -4.3%
Connecticut $1,540 $44 2.9%
Delaware $1,696 $200 13.4%
Florida $1,874 $378 25.3%
Georgia $1,382 -$114 -7.6%
Hawaii $1,076 -$420 -28.1%
Idaho $1,012 -$484 -32.4%
Illinois $1,116 -$380 -25.4%
Indiana $1,126 -$370 -24.7%
Iowa $1,010 -$486 -32.5%
Kansas $1,424 -$72 -4.8%
Kentucky $2,042 $546 36.5%
Louisiana $2,216 $720 48.1%
Maine $924 -$572 -38.2%
Maryland $1,234 -$262 -17.5%
Massachusetts $1,198 -$298 -19.9%
Michigan $2,602 $1,106 73.9%
Minnesota $1,254 -$242 -16.2%
Mississippi $1,794 $298 19.9%
Missouri $1,328 -$168 -11.2%
Montana $1,608 $112 7.5%
Nebraska $1,180 -$316 -21.1%
Nevada $1,796 $300 20.1%
New Hampshire $1,080 -$416 -27.8%
New Jersey $1,674 $178 11.9%
New Mexico $1,326 -$170 -11.4%
New York $1,576 $80 5.3%
North Carolina $864 -$632 -42.2%
North Dakota $1,226 -$270 -18.0%
Ohio $1,032 -$464 -31.0%
Oklahoma $1,540 $44 2.9%
Oregon $1,372 -$124 -8.3%
Pennsylvania $1,428 -$68 -4.5%
Rhode Island $1,996 $500 33.4%
South Carolina $1,356 -$140 -9.4%
South Dakota $1,264 -$232 -15.5%
Tennessee $1,312 -$184 -12.3%
Texas $1,804 $308 20.6%
Utah $1,110 -$386 -25.8%
Vermont $1,024 -$472 -31.6%
Virginia $896 -$600 -40.1%
Washington $1,156 -$340 -22.7%
West Virginia $1,372 -$124 -8.3%
Wisconsin $1,038 -$458 -30.6%
Wyoming $1,336 -$160 -10.7%

View Chart as Image

Mazda 3 S Grand Touring 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Mazda 3 S Grand Touring 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,462
20 $3,460
30 $1,570
40 $1,496
50 $1,364
60 $1,338

Full coverage, $500 deductibles

Rates by Deductible

Mazda 3 S Grand Touring 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,928
$250 $1,728
$500 $1,496
$1,000 $1,276

Full coverage, driver age 40

Rates by Liability Limit

Mazda 3 S Grand Touring 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,496
50/100 $1,569
100/300 $1,660
250/500 $1,896
100 CSL $1,605
300 CSL $1,805
500 CSL $1,951

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda 3 S Grand Touring 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,816
20 $5,496
30 $3,320
40 $3,236
50 $3,090
60 $3,060

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $97
Paid in Full/EFT $72
Advance Quote $76
Online Quote $107
Total Discounts $644
Rate after discounts $852

Discounts are estimated and may not be available from every company or in every state.

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