Mazda CX-7 Grand Touring 4WD Insurance Rates

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Average insurance prices for a Mazda CX-7 Grand Touring 4WD are $1,524 every 12 months for full coverage insurance. Comprehensive costs approximately $368, collision costs $634, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,282. Teenage drivers receive the highest rates at $5,504 a year or more.

Annual premium for full coverage: $1,524

Rate estimates by type of insurance:

Comprehensive $368
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda CX-7 Trim Level

For the normal driver, prices go from the cheapest price of $430 for just the minimum liability insurance to a much higher rate of $3,282 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,524
High Risk $3,282

Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,143
Small Cities $1,600
Large Cities $2,057

These differences illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Mazda CX-7 Grand Touring 4WD can also vary considerably based on policy deductibles and limits, your risk profile, and the replacement cost of your CX-7.

Using high physical damage deductibles could cut rates by as much as $670 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,800 to $2,400 in extra premium per year, depending on your age. High-risk driver insurance can be from 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Mazda CX-7 Grand Touring 4WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

View Chart as Image

Mazda CX-7 Grand Touring 4WD insurance cost comparison chart
Column chart showing Mazda CX-7 Grand Touring 4WD insurance prices range from $873 to $5,504 for full coverage

The chart estimates Mazda CX-7 Grand Touring 4WD insurance rates for different coverage choices and risks. The cheapest discount rate is $873. Drivers who use higher $1,000 deductibles will pay $1,298. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,524. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,966. Drivers with multiple violations and accidents could be charged as much as $3,282. The price for full coverage insurance for a teenager can be as high as $5,504.

Mazda CX-7 Grand Touring 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,378 -$146 -9.6%
Alaska $1,168 -$356 -23.4%
Arizona $1,266 -$258 -16.9%
Arkansas $1,524 -$0 0.0%
California $1,738 $214 14.0%
Colorado $1,458 -$66 -4.3%
Connecticut $1,568 $44 2.9%
Delaware $1,726 $202 13.3%
Florida $1,908 $384 25.2%
Georgia $1,408 -$116 -7.6%
Hawaii $1,096 -$428 -28.1%
Idaho $1,032 -$492 -32.3%
Illinois $1,136 -$388 -25.5%
Indiana $1,148 -$376 -24.7%
Iowa $1,028 -$496 -32.5%
Kansas $1,450 -$74 -4.9%
Kentucky $2,080 $556 36.5%
Louisiana $2,258 $734 48.2%
Maine $942 -$582 -38.2%
Maryland $1,258 -$266 -17.5%
Massachusetts $1,220 -$304 -19.9%
Michigan $2,650 $1,126 73.9%
Minnesota $1,276 -$248 -16.3%
Mississippi $1,828 $304 19.9%
Missouri $1,352 -$172 -11.3%
Montana $1,638 $114 7.5%
Nebraska $1,202 -$322 -21.1%
Nevada $1,830 $306 20.1%
New Hampshire $1,100 -$424 -27.8%
New Jersey $1,706 $182 11.9%
New Mexico $1,350 -$174 -11.4%
New York $1,606 $82 5.4%
North Carolina $880 -$644 -42.3%
North Dakota $1,250 -$274 -18.0%
Ohio $1,052 -$472 -31.0%
Oklahoma $1,568 $44 2.9%
Oregon $1,398 -$126 -8.3%
Pennsylvania $1,456 -$68 -4.5%
Rhode Island $2,034 $510 33.5%
South Carolina $1,382 -$142 -9.3%
South Dakota $1,286 -$238 -15.6%
Tennessee $1,336 -$188 -12.3%
Texas $1,838 $314 20.6%
Utah $1,130 -$394 -25.9%
Vermont $1,044 -$480 -31.5%
Virginia $912 -$612 -40.2%
Washington $1,178 -$346 -22.7%
West Virginia $1,398 -$126 -8.3%
Wisconsin $1,056 -$468 -30.7%
Wyoming $1,360 -$164 -10.8%

View Chart as Image

Mazda CX-7 Grand Touring 4WD insurance rates by U.S. city

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Rates by Driver Age

Mazda CX-7 Grand Touring 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,504
20 $3,498
30 $1,600
40 $1,524
50 $1,388
60 $1,362

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-7 Grand Touring 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,966
$250 $1,764
$500 $1,524
$1,000 $1,298

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-7 Grand Touring 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,524
50/100 $1,597
100/300 $1,688
250/500 $1,924
100 CSL $1,633
300 CSL $1,833
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-7 Grand Touring 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,876
20 $5,554
30 $3,368
40 $3,282
50 $3,130
60 $3,100

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $115
5-yr Claim Free $98
Paid in Full/EFT $73
Advance Quote $76
Online Quote $109
Total Discounts $651
Rate after discounts $873

Discounts are estimated and may not be available from every company or in every state.

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