Mazda RX-8 R3 4-Dr Coupe Insurance Rates
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Average auto insurance rates for a Mazda RX-8 R3 4-Dr Coupe are $1,570 annually including full coverage. Comprehensive costs an estimated $382 a year, collision costs $666, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,382. Teenage drivers receive the highest rates at $5,650 a year or more.
Annual premium for full coverage: $1,570
Rate estimates broken down by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Mazda RX-8 Trim Level
For an average driver, prices go from as cheap as $430 for liability-only coverage to a high of $3,382 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.
The diagram below illustrates the effect of geographic area on insurance prices.
These differences highlight why it is important for drivers to compare prices for a targeted area and their own personal driving habits, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Mazda RX-8 R3 4-Dr Coupe Insurance
Auto insurance rates for a Mazda RX-8 R3 4-Dr Coupe can also vary considerably based on the model year of your RX-8, your driving characteristics, and liability limits and deductibles.
Older drivers with a good driving record and high physical damage deductibles may only pay around $1,500 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $5,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $1,800 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 44% to 128% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $700 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Mazda RX-8 R3 4-Dr Coupe insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
With so much variability in prices, the best way to figure out who has the best auto insurance prices is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted rates can be significantly different between companies.
The chart above shows average Mazda RX-8 R3 4-Dr Coupe insurance prices for different situations. The cheapest price with discounts is $894. Drivers who use higher $1,000 deductibles will pay about $1,332. The average price for a driver around age 40 using $500 deductibles is $1,570. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $2,032. Drivers with multiple violations and accidents could be charged as much as $3,382. The cost for full coverage insurance for a teenage driver can be as high as $5,650.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$120|
|5-yr Claim Free||$102|
|Paid in Full/EFT||$76|
Discounts are estimated and may not be available from every company or in every state.
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