Mercury Mountaineer AWD Insurance Rates

U.S. average auto insurance rates for a Mercury Mountaineer AWD are $1,356 annually for full coverage. Comprehensive costs approximately $326, collision insurance costs $508, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $2,904. Teenage drivers pay the highest rates at up to $4,948 a year.

Annual premium for full coverage: $1,356

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Mountaineer Trim Level

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These price ranges show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Mercury Mountaineer AWD are also quite variable based on the actual cash value of your Mountaineer, your driver profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $560 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mercury Mountaineer AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know which car insurance is cheapest is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes may be quite different between companies.

View Chart as Image

Chart shows Mercury Mountaineer AWD insurance prices for various situations. The best price after discounts is $791. Drivers who use higher $1,000 deductibles will pay about $1,166. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,356. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,722. Drivers with multiple violations and accidents could be charged at least $2,904. The price for full coverage insurance for a teenager is $4,948.

View Chart as Image