Mini Clubman John Cooper Works Station Wagon Insurance Rates
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U.S. average insurance rates for a Mini Clubman John Cooper Works Station Wagon are $1,538 a year with full coverage. Comprehensive insurance costs an estimated $382 each year, collision insurance costs $634, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $3,304 or more. Teenage drivers pay the highest rates at up to $5,526 a year.
Annual premium for full coverage: $1,538
Price estimates broken down by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Mini Clubman Trim Level
For a driver around age 40, Mini Clubman John Cooper Works Station Wagon insurance prices range from as low as $430 for minimum levels of liability insurance to a high rate of $3,304 for a high-risk insurance policy.
These price ranges demonstrate why all drivers should compare prices for a targeted area and risk profile, instead of using average rates.
Use the form below to get rates for your location.
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Companies with Cheap Mini Clubman John Cooper Works Station Wagon Insurance
Auto insurance rates for a Mini Clubman John Cooper Works Station Wagon are also quite variable based on your driving record, the actual cash value of your Clubman, and liability limits and deductibles.
More mature drivers with a good driving record and high deductibles may pay as little as $1,400 a year for full coverage. Rates are much higher for teenage drivers, where even good drivers will have to pay at least $5,500 a year. View Rates by Age
The state you live in has a huge impact on Mini Clubman John Cooper Works Station Wagon insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut rates by as much as $680 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out $1,800 to $2,400 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
Since rates can be so different, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different from one company to the next.
The chart above shows Mini Clubman John Cooper Works Station Wagon insurance rates for various risk profiles and scenarios. The best rate after discounts is $882. Drivers who use higher $1,000 deductibles will pay around $1,308. The average rate for a driver around age 40 using $500 deductibles is $1,538. Using lower $100 deductibles for comp and collision coverage could cost up to $1,986. Drivers with multiple violations and accidents could be charged at least $3,304. The policy rate for full coverage for a teenage driver can be as high as $5,526.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$116|
|5-yr Claim Free||$99|
|Paid in Full/EFT||$73|
Discounts are estimated and may not be available from every company or in every state.
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