Mitsubishi Eclipse Spyder GT 2-Dr Convertible Insurance Rates

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Estimated insurance rates for a Mitsubishi Eclipse Spyder GT 2-Dr Convertible are $1,434 a year including full coverage. Comprehensive insurance costs an estimated $340, collision insurance costs $572, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, and a high-risk policy costs $3,082 or more. Teenage drivers pay the most at up to $5,216 a year.

Annual premium for full coverage: $1,434

Premium estimates broken down by type of insurance:

Comprehensive $340
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mitsubishi Eclipse Trim Level

For a driver in their 40's, insurance rates for a Mitsubishi Eclipse Spyder GT 2-Dr Convertible range from the low end price of $430 for minimum levels of liability insurance to a much higher rate of $3,082 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,434
High Risk $3,082

These rate differences highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Mitsubishi Eclipse Spyder GT 2-Dr Convertible Insurance Rates

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Car insurance rates for a Mitsubishi Eclipse Spyder GT 2-Dr Convertible also have a wide range based on the model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can cost as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Mitsubishi Eclipse Spyder GT 2-Dr Convertible insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $610 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

View Chart as Image

Mitsubishi Eclipse Spyder GT 2-Dr Convertible insurance cost comparison chart
Column chart showing Mitsubishi Eclipse Spyder GT 2-Dr Convertible insurance prices range from $826 to $5,216 for full coverage

The chart above shows average Mitsubishi Eclipse Spyder GT 2-Dr Convertible insurance prices for various risks and coverage choices. The best price after discounts is $826. Drivers who use higher $1,000 deductibles will pay $1,226. The average price for a driver around age 40 using $500 deductibles is $1,434. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,834. Drivers with multiple violations and accidents could be charged up to $3,082. The price for full coverage for a teenage driver is $5,216.

Mitsubishi Eclipse Spyder GT 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$138 -9.6%
Alaska $1,100 -$334 -23.3%
Arizona $1,190 -$244 -17.0%
Arkansas $1,434 -$0 0.0%
California $1,634 $200 13.9%
Colorado $1,372 -$62 -4.3%
Connecticut $1,476 $42 2.9%
Delaware $1,624 $190 13.2%
Florida $1,794 $360 25.1%
Georgia $1,324 -$110 -7.7%
Hawaii $1,030 -$404 -28.2%
Idaho $970 -$464 -32.4%
Illinois $1,068 -$366 -25.5%
Indiana $1,078 -$356 -24.8%
Iowa $968 -$466 -32.5%
Kansas $1,364 -$70 -4.9%
Kentucky $1,956 $522 36.4%
Louisiana $2,122 $688 48.0%
Maine $884 -$550 -38.4%
Maryland $1,182 -$252 -17.6%
Massachusetts $1,146 -$288 -20.1%
Michigan $2,492 $1,058 73.8%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,718 $284 19.8%
Missouri $1,272 -$162 -11.3%
Montana $1,540 $106 7.4%
Nebraska $1,130 -$304 -21.2%
Nevada $1,720 $286 19.9%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,602 $168 11.7%
New Mexico $1,270 -$164 -11.4%
New York $1,510 $76 5.3%
North Carolina $826 -$608 -42.4%
North Dakota $1,174 -$260 -18.1%
Ohio $988 -$446 -31.1%
Oklahoma $1,474 $40 2.8%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,368 -$66 -4.6%
Rhode Island $1,912 $478 33.3%
South Carolina $1,300 -$134 -9.3%
South Dakota $1,210 -$224 -15.6%
Tennessee $1,256 -$178 -12.4%
Texas $1,728 $294 20.5%
Utah $1,062 -$372 -25.9%
Vermont $980 -$454 -31.7%
Virginia $858 -$576 -40.2%
Washington $1,108 -$326 -22.7%
West Virginia $1,314 -$120 -8.4%
Wisconsin $994 -$440 -30.7%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Mitsubishi Eclipse Spyder GT 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

Mitsubishi Eclipse Spyder GT 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $5,216
20 $3,284
30 $1,502
40 $1,434
50 $1,306
60 $1,280

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Eclipse Spyder GT 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,834
$250 $1,648
$500 $1,434
$1,000 $1,226

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Eclipse Spyder GT 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,507
100/300 $1,598
250/500 $1,834
100 CSL $1,543
300 CSL $1,743
500 CSL $1,889

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Eclipse Spyder GT 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $7,450
20 $5,212
30 $3,158
40 $3,082
50 $2,940
60 $2,910

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $92
Paid in Full/EFT $67
Advance Quote $71
Online Quote $102
Total Discounts $608
Rate after discounts $826

Discounts are estimated and may not be available from every company or in every state.

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