Mitsubishi Lancer GTS Insurance Rates

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Estimated insurance prices for a Mitsubishi Lancer GTS are $1,556 every 12 months including full coverage. Comprehensive insurance costs on average $368 each year, collision costs $666, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,360 or more. Teen drivers pay the most at $5,628 a year or more.

Annual premium for full coverage: $1,556

Premium estimates by individual coverage:

Comprehensive $368
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mitsubishi Lancer Trim Level

Using a 40-year-old driver as an example, insurance rates for a Mitsubishi Lancer GTS go from the cheapest price of $430 for basic liability insurance to a high rate of $3,360 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,556
High Risk $3,360

These rate differences highlight why all drivers should compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

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Insurance rates for a Mitsubishi Lancer GTS also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year of your Lancer.

Choosing high deductibles could save up to $690 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,800 to $2,500 extra annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Mitsubishi Lancer GTS insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

Mitsubishi Lancer GTS insurance cost comparison chart
Column chart showing Mitsubishi Lancer GTS insurance prices range from $886 to $5,628 for full coverage

The chart above shows average Mitsubishi Lancer GTS insurance rates for different coverage choices and risks. The cheapest rate with discounts is $886. Drivers who choose higher $1,000 deductibles will pay $1,322. The average rate for a 40-year-old male driver using $500 deductibles is $1,556. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,012. High risk drivers could be charged up to $3,360. The policy rate for full coverage for a teen driver is $5,628.

Mitsubishi Lancer GTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,406 -$150 -9.6%
Alaska $1,192 -$364 -23.4%
Arizona $1,294 -$262 -16.8%
Arkansas $1,556 -$0 0.0%
California $1,774 $218 14.0%
Colorado $1,488 -$68 -4.4%
Connecticut $1,600 $44 2.8%
Delaware $1,762 $206 13.2%
Florida $1,946 $390 25.1%
Georgia $1,438 -$118 -7.6%
Hawaii $1,118 -$438 -28.1%
Idaho $1,054 -$502 -32.3%
Illinois $1,158 -$398 -25.6%
Indiana $1,172 -$384 -24.7%
Iowa $1,050 -$506 -32.5%
Kansas $1,480 -$76 -4.9%
Kentucky $2,124 $568 36.5%
Louisiana $2,304 $748 48.1%
Maine $962 -$594 -38.2%
Maryland $1,284 -$272 -17.5%
Massachusetts $1,244 -$312 -20.1%
Michigan $2,706 $1,150 73.9%
Minnesota $1,302 -$254 -16.3%
Mississippi $1,866 $310 19.9%
Missouri $1,380 -$176 -11.3%
Montana $1,672 $116 7.5%
Nebraska $1,228 -$328 -21.1%
Nevada $1,868 $312 20.1%
New Hampshire $1,122 -$434 -27.9%
New Jersey $1,740 $184 11.8%
New Mexico $1,378 -$178 -11.4%
New York $1,640 $84 5.4%
North Carolina $898 -$658 -42.3%
North Dakota $1,276 -$280 -18.0%
Ohio $1,074 -$482 -31.0%
Oklahoma $1,600 $44 2.8%
Oregon $1,426 -$130 -8.4%
Pennsylvania $1,486 -$70 -4.5%
Rhode Island $2,076 $520 33.4%
South Carolina $1,412 -$144 -9.3%
South Dakota $1,312 -$244 -15.7%
Tennessee $1,364 -$192 -12.3%
Texas $1,876 $320 20.6%
Utah $1,154 -$402 -25.8%
Vermont $1,066 -$490 -31.5%
Virginia $932 -$624 -40.1%
Washington $1,202 -$354 -22.8%
West Virginia $1,428 -$128 -8.2%
Wisconsin $1,078 -$478 -30.7%
Wyoming $1,388 -$168 -10.8%

View Chart as Image

Mitsubishi Lancer GTS insurance rates by U.S. city

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Rates by Driver Age

Mitsubishi Lancer GTS Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,584
30 $1,634
40 $1,556
50 $1,418
60 $1,392

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Lancer GTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,012
$250 $1,802
$500 $1,556
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Lancer GTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,556
50/100 $1,629
100/300 $1,720
250/500 $1,956
100 CSL $1,665
300 CSL $1,865
500 CSL $2,011

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Lancer GTS Insurance Rates for High Risk Drivers
Age Premium
16 $8,060
20 $5,696
30 $3,450
40 $3,360
50 $3,204
60 $3,174

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $119
5-yr Claim Free $101
Paid in Full/EFT $75
Advance Quote $79
Online Quote $112
Total Discounts $670
Rate after discounts $886

Discounts are estimated and may not be available from every company or in every state.

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