Mitsubishi Outlander XLS 4WD Insurance Rates

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Estimated insurance rates for a Mitsubishi Outlander XLS 4WD are $1,390 a year with full coverage. Comprehensive costs an estimated $340, collision insurance costs $604, and liability costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs around $2,992. Teen drivers pay the most at up to $4,968 a year.

Annual premium for full coverage: $1,390

Premium estimates broken down by type of coverage:

Comprehensive $340
Collision $604
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mitsubishi Outlander Trim Level

For a 40-year-old driver, insurance rates for a Mitsubishi Outlander XLS 4WD range from as low as $370 for a discount liability-only rate to the much higher price of $2,992 for high-risk insurance.

Liability Only $370
Full Coverage $1,390
High Risk $2,992

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The example below illustrates how your location can change insurance prices.

Rural Areas $1,043
Small Cities $1,460
Large Cities $1,877

These rate differences demonstrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Mitsubishi Outlander XLS 4WD also have a wide range based on your driving characteristics, the actual cash value of your Outlander, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Mitsubishi Outlander XLS 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $630 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $279 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Mitsubishi Outlander XLS 4WD insurance for high-risk drivers can cost from 44% to 129% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Every company uses a different rate calculation, so the rates will be substantially different from one company to the next.

View Chart as Image

Mitsubishi Outlander XLS 4WD insurance cost comparison chart
Column chart showing Mitsubishi Outlander XLS 4WD insurance prices range from $790 to $4,968 for full coverage

The chart above shows Mitsubishi Outlander XLS 4WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $790. Drivers who choose higher $1,000 deductibles will pay around $1,174. The average rate for a driver around age 40 using $500 deductibles is $1,390. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,804. High risk drivers could be charged up to $2,992. The rate for full coverage insurance for a teenage driver is $4,968.

Mitsubishi Outlander XLS 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,256 -$134 -9.6%
Alaska $1,064 -$326 -23.5%
Arizona $1,150 -$240 -17.3%
Arkansas $1,390 -$0 0.0%
California $1,582 $192 13.8%
Colorado $1,326 -$64 -4.6%
Connecticut $1,426 $36 2.6%
Delaware $1,570 $180 12.9%
Florida $1,734 $344 24.7%
Georgia $1,284 -$106 -7.6%
Hawaii $998 -$392 -28.2%
Idaho $940 -$450 -32.4%
Illinois $1,034 -$356 -25.6%
Indiana $1,044 -$346 -24.9%
Iowa $936 -$454 -32.7%
Kansas $1,318 -$72 -5.2%
Kentucky $1,892 $502 36.1%
Louisiana $2,056 $666 47.9%
Maine $856 -$534 -38.4%
Maryland $1,144 -$246 -17.7%
Massachusetts $1,106 -$284 -20.4%
Michigan $2,410 $1,020 73.4%
Minnesota $1,162 -$228 -16.4%
Mississippi $1,662 $272 19.6%
Missouri $1,232 -$158 -11.4%
Montana $1,490 $100 7.2%
Nebraska $1,094 -$296 -21.3%
Nevada $1,664 $274 19.7%
New Hampshire $1,000 -$390 -28.1%
New Jersey $1,552 $162 11.7%
New Mexico $1,228 -$162 -11.7%
New York $1,462 $72 5.2%
North Carolina $800 -$590 -42.4%
North Dakota $1,136 -$254 -18.3%
Ohio $956 -$434 -31.2%
Oklahoma $1,424 $34 2.4%
Oregon $1,272 -$118 -8.5%
Pennsylvania $1,322 -$68 -4.9%
Rhode Island $1,850 $460 33.1%
South Carolina $1,258 -$132 -9.5%
South Dakota $1,170 -$220 -15.8%
Tennessee $1,214 -$176 -12.7%
Texas $1,672 $282 20.3%
Utah $1,026 -$364 -26.2%
Vermont $948 -$442 -31.8%
Virginia $832 -$558 -40.1%
Washington $1,070 -$320 -23.0%
West Virginia $1,274 -$116 -8.3%
Wisconsin $960 -$430 -30.9%
Wyoming $1,238 -$152 -10.9%

View Chart as Image

Mitsubishi Outlander XLS 4WD insurance rates by U.S. city

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Rates by Driver Age

Mitsubishi Outlander XLS 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,968
20 $3,188
30 $1,462
40 $1,390
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Outlander XLS 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,612
$500 $1,390
$1,000 $1,174

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Outlander XLS 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,390
50/100 $1,452
100/300 $1,530
250/500 $1,731
100 CSL $1,483
300 CSL $1,654
500 CSL $1,778

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Outlander XLS 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,124
20 $5,060
30 $3,076
40 $2,992
50 $2,850
60 $2,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $107
5-yr Claim Free $90
Paid in Full/EFT $68
Advance Quote $71
Online Quote $100
Total Discounts $600
Rate after discounts $790

Discounts are estimated and may not be available from every company or in every state.

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