Nissan Frontier Pro-4X Crew Cab 2WD Insurance Rates

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U.S. average insurance rates for a Nissan Frontier Pro-4X Crew Cab 2WD are $1,524 a year for full coverage. Comprehensive costs an estimated $298 a year, collision costs $572, and liability coverage costs around $454. Just liability insurance costs as low as $538 a year, with coverage for high-risk drivers costing around $3,294. Teen drivers pay the highest rates at $5,768 a year or more.

Annual premium for full coverage: $1,524

Price estimates broken down by individual coverage type:

Comprehensive $298
Collision $572
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

Using a middle-aged driver as an example, Nissan Frontier Pro-4X Crew Cab 2WD insurance prices go from as low as $538 for just liability insurance to a high of $3,294 for a high-risk driver policy.

Liability Only $538
Full Coverage $1,524
High Risk $3,294

Geographic Price Range

Where you live has a large influence on insurance rates. More rural locations have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how where you live affects insurance prices.

Rural Areas $1,143
Small Cities $1,600
Large Cities $2,057

These price ranges show why it is important for drivers to compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Nissan Frontier Pro-4X Crew Cab 2WD Insurance

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Insurance rates for a Nissan Frontier Pro-4X Crew Cab 2WD are also quite variable based on your driving record, the model year of your Frontier, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,400 a year for full coverage. Rates are highest for teenage drivers, where even good drivers can expect to pay at least $5,700 a year. View Rates by Age

The state you live in has a huge impact on Nissan Frontier Pro-4X Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $590 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase rates by as much as $408 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,800 to $2,500 extra each year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than average. View High Risk Driver Rates

Since rates can be so different, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates may be quite different from one company to the next.

View Chart as Image

Nissan Frontier Pro-4X Crew Cab 2WD insurance cost comparison chart
Column chart showing Nissan Frontier Pro-4X Crew Cab 2WD insurance prices range from $888 to $5,768 for full coverage

Chart shows Nissan Frontier Pro-4X Crew Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $888. Drivers who choose higher $1,000 deductibles will pay around $1,328. The average rate for a driver around age 40 using $500 deductibles is $1,524. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,910. High risk drivers could be charged at least $3,294. The cost for full coverage insurance for a teenage driver can be as high as $5,768.

Nissan Frontier Pro-4X Crew Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,376 -$148 -9.7%
Alaska $1,168 -$356 -23.4%
Arizona $1,264 -$260 -17.1%
Arkansas $1,524 -$0 0.0%
California $1,736 $212 13.9%
Colorado $1,456 -$68 -4.5%
Connecticut $1,564 $40 2.6%
Delaware $1,724 $200 13.1%
Florida $1,904 $380 24.9%
Georgia $1,406 -$118 -7.7%
Hawaii $1,092 -$432 -28.3%
Idaho $1,034 -$490 -32.2%
Illinois $1,134 -$390 -25.6%
Indiana $1,148 -$376 -24.7%
Iowa $1,030 -$494 -32.4%
Kansas $1,446 -$78 -5.1%
Kentucky $2,078 $554 36.4%
Louisiana $2,254 $730 47.9%
Maine $940 -$584 -38.3%
Maryland $1,256 -$268 -17.6%
Massachusetts $1,216 -$308 -20.2%
Michigan $2,644 $1,120 73.5%
Minnesota $1,274 -$250 -16.4%
Mississippi $1,824 $300 19.7%
Missouri $1,354 -$170 -11.2%
Montana $1,638 $114 7.5%
Nebraska $1,200 -$324 -21.3%
Nevada $1,826 $302 19.8%
New Hampshire $1,098 -$426 -28.0%
New Jersey $1,702 $178 11.7%
New Mexico $1,348 -$176 -11.5%
New York $1,602 $78 5.1%
North Carolina $876 -$648 -42.5%
North Dakota $1,248 -$276 -18.1%
Ohio $1,052 -$472 -31.0%
Oklahoma $1,562 $38 2.5%
Oregon $1,396 -$128 -8.4%
Pennsylvania $1,454 -$70 -4.6%
Rhode Island $2,032 $508 33.3%
South Carolina $1,380 -$144 -9.4%
South Dakota $1,286 -$238 -15.6%
Tennessee $1,334 -$190 -12.5%
Texas $1,836 $312 20.5%
Utah $1,128 -$396 -26.0%
Vermont $1,040 -$484 -31.8%
Virginia $912 -$612 -40.2%
Washington $1,176 -$348 -22.8%
West Virginia $1,396 -$128 -8.4%
Wisconsin $1,054 -$470 -30.8%
Wyoming $1,356 -$168 -11.0%

View Chart as Image

Nissan Frontier Pro-4X Crew Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Frontier Pro-4X Crew Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,768
20 $3,534
30 $1,584
40 $1,524
50 $1,392
60 $1,364

Full coverage, $500 deductibles

Rates by Deductible

Nissan Frontier Pro-4X Crew Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,910
$250 $1,730
$500 $1,524
$1,000 $1,328

Full coverage, driver age 40

Rates by Liability Limit

Nissan Frontier Pro-4X Crew Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,524
50/100 $1,615
100/300 $1,728
250/500 $2,023
100 CSL $1,660
300 CSL $1,910
500 CSL $2,092

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Frontier Pro-4X Crew Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,208
20 $5,612
30 $3,360
40 $3,294
50 $3,148
60 $3,114

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $211

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $79
Homeowner $22
5-yr Accident Free $111
5-yr Claim Free $97
Paid in Full/EFT $68
Advance Quote $74
Online Quote $106
Total Discounts $636
Rate after discounts $888

Discounts are estimated and may not be available from every company or in every state.

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