Nissan Titan SE Crew Cab 2WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average insurance rates for a Nissan Titan SE Crew Cab 2WD are $1,580 a year with full coverage. Comprehensive insurance costs approximately $354 each year, collision insurance costs $572, and liability costs $454. Buying just liability costs as little as $538 a year, and insurance for high-risk drivers costs $3,386 or more. Teenage drivers cost the most to insure at up to $5,852 a year.

Annual premium for full coverage: $1,580

Policy rates by individual coverage:

Comprehensive $354
Collision $572
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

For a 40-year-old driver, Nissan Titan SE Crew Cab 2WD insurance rates range from as low as $538 for liability-only coverage to a high rate of $3,386 for high-risk insurance.

Liability Only $538
Full Coverage $1,580
High Risk $3,386

These price differences demonstrate why all drivers should compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Nissan Titan SE Crew Cab 2WD Insurance

Searching Companies

Insurance rates for a Nissan Titan SE Crew Cab 2WD also range considerably based on your risk profile, the actual cash value of your Titan, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $5,800 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan SE Crew Cab 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $620 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $408 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which company is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

Nissan Titan SE Crew Cab 2WD insurance cost comparison chart
Column chart showing Nissan Titan SE Crew Cab 2WD insurance prices range from $926 to $5,852 for full coverage

The chart above shows Nissan Titan SE Crew Cab 2WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $926. Drivers who use higher $1,000 deductibles will pay around $1,370. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,580. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,986. Drivers with multiple violations and accidents could be charged around $3,386. The policy rate for full coverage for a teenager is $5,852.

Nissan Titan SE Crew Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,426 -$154 -9.7%
Alaska $1,210 -$370 -23.4%
Arizona $1,310 -$270 -17.1%
Arkansas $1,580 -$0 0.0%
California $1,800 $220 13.9%
Colorado $1,508 -$72 -4.6%
Connecticut $1,622 $42 2.7%
Delaware $1,786 $206 13.0%
Florida $1,972 $392 24.8%
Georgia $1,458 -$122 -7.7%
Hawaii $1,132 -$448 -28.4%
Idaho $1,072 -$508 -32.2%
Illinois $1,176 -$404 -25.6%
Indiana $1,190 -$390 -24.7%
Iowa $1,068 -$512 -32.4%
Kansas $1,498 -$82 -5.2%
Kentucky $2,154 $574 36.3%
Louisiana $2,336 $756 47.8%
Maine $974 -$606 -38.4%
Maryland $1,302 -$278 -17.6%
Massachusetts $1,262 -$318 -20.1%
Michigan $2,742 $1,162 73.5%
Minnesota $1,320 -$260 -16.5%
Mississippi $1,890 $310 19.6%
Missouri $1,402 -$178 -11.3%
Montana $1,696 $116 7.3%
Nebraska $1,244 -$336 -21.3%
Nevada $1,892 $312 19.7%
New Hampshire $1,138 -$442 -28.0%
New Jersey $1,764 $184 11.6%
New Mexico $1,398 -$182 -11.5%
New York $1,662 $82 5.2%
North Carolina $908 -$672 -42.5%
North Dakota $1,294 -$286 -18.1%
Ohio $1,090 -$490 -31.0%
Oklahoma $1,620 $40 2.5%
Oregon $1,446 -$134 -8.5%
Pennsylvania $1,508 -$72 -4.6%
Rhode Island $2,106 $526 33.3%
South Carolina $1,430 -$150 -9.5%
South Dakota $1,334 -$246 -15.6%
Tennessee $1,382 -$198 -12.5%
Texas $1,902 $322 20.4%
Utah $1,168 -$412 -26.1%
Vermont $1,078 -$502 -31.8%
Virginia $944 -$636 -40.3%
Washington $1,220 -$360 -22.8%
West Virginia $1,446 -$134 -8.5%
Wisconsin $1,094 -$486 -30.8%
Wyoming $1,406 -$174 -11.0%

View Chart as Image

Nissan Titan SE Crew Cab 2WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Nissan Titan SE Crew Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,852
20 $3,610
30 $1,646
40 $1,580
50 $1,440
60 $1,410

Full coverage, $500 deductibles

Rates by Deductible

Nissan Titan SE Crew Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,986
$250 $1,798
$500 $1,580
$1,000 $1,370

Full coverage, driver age 40

Rates by Liability Limit

Nissan Titan SE Crew Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,580
50/100 $1,671
100/300 $1,784
250/500 $2,079
100 CSL $1,716
300 CSL $1,966
500 CSL $2,148

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Titan SE Crew Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,330
20 $5,726
30 $3,458
40 $3,386
50 $3,230
60 $3,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $212

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $80
Homeowner $23
5-yr Accident Free $112
5-yr Claim Free $100
Paid in Full/EFT $70
Advance Quote $76
Online Quote $110
Total Discounts $654
Rate after discounts $926

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption