Nissan Versa 1.8 S SEDAN Insurance Rates
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Average auto insurance rates for a Nissan Versa 1.8 S SEDAN are $1,364 annually with full coverage. Comprehensive costs approximately $270, collision costs $572, and liability costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing around $2,968. Teenage drivers receive the highest rates at $5,110 a year or more.
Annual premium for full coverage: $1,364
Rate estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Nissan Versa Trim Level
For the normal driver, prices go from as cheap as $430 for just liability insurance to the much higher price of $2,968 for a driver who requires high-risk insurance.
Price Range by Location
Where you live can have significant affects on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities.
The example below illustrates how geographic area affects auto insurance prices.
These differences demonstrate why everyone should compare prices using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Nissan Versa 1.8 S SEDAN Insurance
Insurance prices for a Nissan Versa 1.8 S SEDAN can also vary considerably based on the model year of your Versa, your driving record, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 additional per year, depending on your age. Nissan Versa 1.8 S SEDAN insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $570 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Nissan Versa 1.8 S SEDAN insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
With so much variability in prices, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and rates can be significantly different between companies.
The chart above shows Nissan Versa 1.8 S SEDAN insurance prices for different situations. The best price after discounts is $779. Drivers who use higher $1,000 deductibles will pay about $1,174. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,364. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,740. Drivers with multiple violations and accidents could be charged as much as $2,968. The rate for full coverage insurance for a teenager can be as high as $5,110.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$104|
|5-yr Claim Free||$88|
|Paid in Full/EFT||$65|
Discounts are estimated and may not be available from every company or in every state.
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