Pontiac Vibe 1.8 Insurance Rates

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U.S. average insurance rates for a Pontiac Vibe 1.8 are $1,206 a year for full coverage insurance. Comprehensive insurance costs an estimated $284 each year, collision costs $476, and liability insurance costs around $310. Just liability insurance costs as low as $370 a year, with coverage for high-risk drivers costing $2,590 or more. Teen drivers pay the highest rates at $4,390 a year or more.

Annual premium for full coverage: $1,206

Price estimates broken down by individual coverage:

Comprehensive $284
Collision $476
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Pontiac Vibe Trim Level

For the average driver, Pontiac Vibe 1.8 insurance prices go from the low end price of $370 for your basic liability-only policy to a high rate of $2,590 for a driver that may need high-risk insurance.

Liability Only $370
Full Coverage $1,206
High Risk $2,590

These price ranges illustrate why all drivers should compare prices for a targeted area, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance rates for a Pontiac Vibe 1.8 are also quite variable based on the actual cash value of your Vibe, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,300 a year. View Rates by Age

The state you live in has a huge impact on Pontiac Vibe 1.8 insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $510 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so the rates may be quite different.

View Chart as Image

Pontiac Vibe 1.8 insurance cost comparison chart
Column chart showing Pontiac Vibe 1.8 insurance prices range from $697 to $4,390 for full coverage

The chart estimates Pontiac Vibe 1.8 insurance prices for different risks and coverage choices. The lowest price with discounts is $697. Drivers who choose higher $1,000 deductibles will pay $1,034. The average price for a driver around age 40 using $500 deductibles is $1,206. Using lower $100 deductibles for physical damage coverage could cost up to $1,542. High risk drivers could be charged at least $2,590. The policy rate for full coverage for a teenage driver can be as high as $4,390.

Pontiac Vibe 1.8 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $924 -$282 -23.4%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,152 -$54 -4.5%
Connecticut $1,238 $32 2.7%
Delaware $1,364 $158 13.1%
Florida $1,506 $300 24.9%
Georgia $1,116 -$90 -7.5%
Hawaii $866 -$340 -28.2%
Idaho $816 -$390 -32.3%
Illinois $898 -$308 -25.5%
Indiana $908 -$298 -24.7%
Iowa $812 -$394 -32.7%
Kansas $1,144 -$62 -5.1%
Kentucky $1,644 $438 36.3%
Louisiana $1,786 $580 48.1%
Maine $744 -$462 -38.3%
Maryland $996 -$210 -17.4%
Massachusetts $960 -$246 -20.4%
Michigan $2,092 $886 73.5%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,294 $88 7.3%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $870 -$336 -27.9%
New Jersey $1,348 $142 11.8%
New Mexico $1,066 -$140 -11.6%
New York $1,270 $64 5.3%
North Carolina $694 -$512 -42.5%
North Dakota $988 -$218 -18.1%
Ohio $830 -$376 -31.2%
Oklahoma $1,238 $32 2.7%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,148 -$58 -4.8%
Rhode Island $1,608 $402 33.3%
South Carolina $1,094 -$112 -9.3%
South Dakota $1,016 -$190 -15.8%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $890 -$316 -26.2%
Vermont $824 -$382 -31.7%
Virginia $722 -$484 -40.1%
Washington $930 -$276 -22.9%
West Virginia $1,108 -$98 -8.1%
Wisconsin $834 -$372 -30.8%
Wyoming $1,074 -$132 -10.9%

View Chart as Image

Pontiac Vibe 1.8 insurance rates by U.S. city

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Rates by Driver Age

Pontiac Vibe 1.8 Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,760
30 $1,264
40 $1,206
50 $1,100
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Pontiac Vibe 1.8 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,542
$250 $1,388
$500 $1,206
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Pontiac Vibe 1.8 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,268
100/300 $1,346
250/500 $1,547
100 CSL $1,299
300 CSL $1,470
500 CSL $1,594

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac Vibe 1.8 Insurance Rates for High Risk Drivers
Age Premium
16 $6,268
20 $4,378
30 $2,654
40 $2,590
50 $2,466
60 $2,444

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $89
5-yr Claim Free $77
Paid in Full/EFT $56
Advance Quote $59
Online Quote $86
Total Discounts $509
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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