Pontiac Vibe 2.4 Insurance Rates

Estimated insurance prices for a Pontiac Vibe 2.4 are $1,206 every 12 months for full coverage insurance. Comprehensive costs on average $284, collision costs $476, and liability costs around $310. A liability-only policy costs as low as $370 a year, with high-risk insurance costing around $2,590. Teenage drivers pay the most at $4,390 a year or more.

Annual premium for full coverage: $1,206

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Pontiac Vibe Trim Level

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Pontiac Vibe 2.4 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year of your Vibe.

Using high physical damage deductibles could cut rates by as much as $510 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $279 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Pontiac Vibe 2.4 insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be substantially different.

The chart estimates Pontiac Vibe 2.4 insurance rates for different coverage choices and risks. The best rate after discounts is $697. Drivers who use higher $1,000 deductibles will pay $1,034. The average rate for a 40-year-old male driver using $500 deductibles is $1,206. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,542. Drivers with multiple violations and accidents could be charged up to $2,590. The price for full coverage insurance for a teen driver can be as high as $4,390.