Porsche Cayenne Insurance Rates

U.S. average insurance rates for a Porsche Cayenne are $1,662 a year including full coverage. Comprehensive insurance costs around $410, collision insurance costs $730, and liability coverage costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs $3,584 or more. Teenage drivers pay the highest rates at up to $5,938 a year.

Annual premium for full coverage: $1,662

Price estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Cayenne Trim Level

These price ranges highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Porsche Cayenne are also quite variable based on your driving record, the replacement cost of your Cayenne, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,500 a year for full coverage. Rates are much higher for teenage drivers, where even good drivers can expect to pay as much as $5,900 a year. View Rates by Age

The state you live in has a huge impact on Porsche Cayenne insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $760 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,900 to $2,600 extra each year, depending on your age. High-risk driver insurance can be around 44% to 128% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the best way to figure out your exact price is to compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates may be quite different from one company to the next.

View Chart as Image

The chart above shows average Porsche Cayenne insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $942. Drivers who use higher $1,000 deductibles will pay around $1,404. The average rate for a driver age 40 with no violations using $500 deductibles is $1,662. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,164. Drivers with multiple violations and accidents could be charged at least $3,584. The price for full coverage for a 16-year-old driver can be as high as $5,938.

View Chart as Image