Saturn Outlook XE Premium AWD Insurance Rates

Estimated insurance rates for a Saturn Outlook XE Premium AWD are $1,462 a year including full coverage. Comprehensive costs approximately $368 each year, collision insurance costs $572, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $3,128. Teenage drivers pay the most at up to $5,258 a year.

Annual premium for full coverage: $1,462

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

Insurance Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why all drivers should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Saturn Outlook XE Premium AWD also have a wide range based on the actual cash value of your Outlook, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be from 44% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Saturn Outlook XE Premium AWD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $630 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out which insurance company is cheapest is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so the rates will be substantially different.

View Chart as Image

The chart above shows average Saturn Outlook XE Premium AWD insurance prices for various risks and coverage choices. The cheapest discount price is $848. Drivers who use higher $1,000 deductibles will pay $1,248. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,462. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,872. Drivers with multiple violations and accidents could be charged up to $3,128. The policy rate for full coverage insurance for a teenager can be as high as $5,258.

View Chart as Image