Saturn Outlook XR-L Premium AWD Insurance Rates

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U.S. average insurance rates for a Saturn Outlook XR-L Premium AWD are $1,552 a year including full coverage. Comprehensive costs approximately $396, collision costs $634, and liability insurance costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $3,328. Teenage drivers pay the highest rates at $5,546 a year or more.

Annual premium for full coverage: $1,552

Price estimates by type of insurance:

Comprehensive $396
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

For a 40-year-old driver, Saturn Outlook XR-L Premium AWD insurance prices go from the low end price of $430 for your basic liability-only policy to a much higher rate of $3,328 for high-risk insurance.

Liability Only $430
Full Coverage $1,552
High Risk $3,328

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $1,164
Small Cities $1,630
Large Cities $2,095

These price ranges highlight why anyone shopping for car insurance should compare rates using their specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Saturn Outlook XR-L Premium AWD are also quite variable based on the model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,800 to $2,400 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age

The state you live in makes a big difference in Saturn Outlook XR-L Premium AWD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $690 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, and rates may be quite different.

View Chart as Image

Saturn Outlook XR-L Premium AWD insurance cost comparison chart
Column chart showing Saturn Outlook XR-L Premium AWD insurance prices range from $891 to $5,546 for full coverage

The chart above shows average Saturn Outlook XR-L Premium AWD insurance prices for different risks and coverage choices. The lowest price with discounts is $891. Drivers who use higher $1,000 deductibles will pay $1,320. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,552. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,004. Drivers with multiple violations and accidents could be charged at least $3,328. The price for full coverage insurance for a teenager is $5,546.

Saturn Outlook XR-L Premium AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,404 -$148 -9.5%
Alaska $1,190 -$362 -23.3%
Arizona $1,288 -$264 -17.0%
Arkansas $1,552 -$0 0.0%
California $1,770 $218 14.0%
Colorado $1,484 -$68 -4.4%
Connecticut $1,596 $44 2.8%
Delaware $1,758 $206 13.3%
Florida $1,944 $392 25.3%
Georgia $1,434 -$118 -7.6%
Hawaii $1,116 -$436 -28.1%
Idaho $1,050 -$502 -32.3%
Illinois $1,158 -$394 -25.4%
Indiana $1,168 -$384 -24.7%
Iowa $1,048 -$504 -32.5%
Kansas $1,476 -$76 -4.9%
Kentucky $2,118 $566 36.5%
Louisiana $2,298 $746 48.1%
Maine $958 -$594 -38.3%
Maryland $1,280 -$272 -17.5%
Massachusetts $1,242 -$310 -20.0%
Michigan $2,698 $1,146 73.8%
Minnesota $1,300 -$252 -16.2%
Mississippi $1,860 $308 19.8%
Missouri $1,378 -$174 -11.2%
Montana $1,668 $116 7.5%
Nebraska $1,224 -$328 -21.1%
Nevada $1,862 $310 20.0%
New Hampshire $1,120 -$432 -27.8%
New Jersey $1,736 $184 11.9%
New Mexico $1,374 -$178 -11.5%
New York $1,634 $82 5.3%
North Carolina $896 -$656 -42.3%
North Dakota $1,272 -$280 -18.0%
Ohio $1,072 -$480 -30.9%
Oklahoma $1,596 $44 2.8%
Oregon $1,422 -$130 -8.4%
Pennsylvania $1,482 -$70 -4.5%
Rhode Island $2,070 $518 33.4%
South Carolina $1,406 -$146 -9.4%
South Dakota $1,310 -$242 -15.6%
Tennessee $1,360 -$192 -12.4%
Texas $1,872 $320 20.6%
Utah $1,152 -$400 -25.8%
Vermont $1,062 -$490 -31.6%
Virginia $930 -$622 -40.1%
Washington $1,200 -$352 -22.7%
West Virginia $1,424 -$128 -8.2%
Wisconsin $1,076 -$476 -30.7%
Wyoming $1,384 -$168 -10.8%

View Chart as Image

Saturn Outlook XR-L Premium AWD insurance rates by U.S. city

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Rates by Driver Age

Saturn Outlook XR-L Premium AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,546
20 $3,536
30 $1,632
40 $1,552
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook XR-L Premium AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,004
$250 $1,798
$500 $1,552
$1,000 $1,320

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook XR-L Premium AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,552
50/100 $1,625
100/300 $1,716
250/500 $1,952
100 CSL $1,661
300 CSL $1,861
500 CSL $2,007

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook XR-L Premium AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,938
20 $5,610
30 $3,416
40 $3,328
50 $3,172
60 $3,140

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $211

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $116
5-yr Claim Free $100
Paid in Full/EFT $74
Advance Quote $77
Online Quote $112
Total Discounts $661
Rate after discounts $891

Discounts are estimated and may not be available from every company or in every state.

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