Saturn Vue XR AWD Insurance Rates

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Estimated auto insurance rates for a Saturn Vue XR AWD are $1,402 annually with full coverage. Comprehensive insurance costs around $340 each year, collision insurance costs $540, and liability costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,004 or more. Teenage drivers pay the most at up to $5,092 a year.

Annual premium for full coverage: $1,402

Premium estimates for individual coverage:

Comprehensive $340
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Vue Trim Level

For an average driver, insurance rates for a Saturn Vue XR AWD range from as cheap as $430 for just liability coverage to a high rate of $3,004 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,402
High Risk $3,004

These rate differences demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Saturn Vue XR AWD also have a wide range based on the replacement cost of your Vue, your driving record, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $590 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Saturn Vue XR AWD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to find out your exact price is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, and rates will be substantially different between companies.

View Chart as Image

Saturn Vue XR AWD insurance cost comparison chart
Column chart showing Saturn Vue XR AWD insurance prices range from $814 to $5,092 for full coverage

The chart above shows Saturn Vue XR AWD insurance prices for various situations. The best price after discounts is $814. Drivers who use higher $1,000 deductibles will pay about $1,202. The average price for a driver age 40 with no violations using $500 deductibles is $1,402. Using lower $100 deductibles for comp and collision coverage could cost up to $1,788. Drivers with multiple violations and accidents could be charged up to $3,004. The policy rate for full coverage for a 16-year-old driver can be as high as $5,092.

Saturn Vue XR AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$134 -9.6%
Alaska $1,076 -$326 -23.3%
Arizona $1,164 -$238 -17.0%
Arkansas $1,402 -$0 0.0%
California $1,598 $196 14.0%
Colorado $1,342 -$60 -4.3%
Connecticut $1,442 $40 2.9%
Delaware $1,588 $186 13.3%
Florida $1,754 $352 25.1%
Georgia $1,294 -$108 -7.7%
Hawaii $1,008 -$394 -28.1%
Idaho $948 -$454 -32.4%
Illinois $1,044 -$358 -25.5%
Indiana $1,056 -$346 -24.7%
Iowa $946 -$456 -32.5%
Kansas $1,334 -$68 -4.9%
Kentucky $1,912 $510 36.4%
Louisiana $2,076 $674 48.1%
Maine $866 -$536 -38.2%
Maryland $1,156 -$246 -17.5%
Massachusetts $1,122 -$280 -20.0%
Michigan $2,438 $1,036 73.9%
Minnesota $1,174 -$228 -16.3%
Mississippi $1,680 $278 19.8%
Missouri $1,244 -$158 -11.3%
Montana $1,506 $104 7.4%
Nebraska $1,106 -$296 -21.1%
Nevada $1,682 $280 20.0%
New Hampshire $1,012 -$390 -27.8%
New Jersey $1,568 $166 11.8%
New Mexico $1,242 -$160 -11.4%
New York $1,476 $74 5.3%
North Carolina $808 -$594 -42.4%
North Dakota $1,148 -$254 -18.1%
Ohio $966 -$436 -31.1%
Oklahoma $1,442 $40 2.9%
Oregon $1,284 -$118 -8.4%
Pennsylvania $1,336 -$66 -4.7%
Rhode Island $1,870 $468 33.4%
South Carolina $1,270 -$132 -9.4%
South Dakota $1,184 -$218 -15.5%
Tennessee $1,228 -$174 -12.4%
Texas $1,690 $288 20.5%
Utah $1,040 -$362 -25.8%
Vermont $958 -$444 -31.7%
Virginia $840 -$562 -40.1%
Washington $1,082 -$320 -22.8%
West Virginia $1,286 -$116 -8.3%
Wisconsin $972 -$430 -30.7%
Wyoming $1,250 -$152 -10.8%

View Chart as Image

Saturn Vue XR AWD insurance rates by U.S. city

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Rates by Driver Age

Saturn Vue XR AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,092
20 $3,196
30 $1,466
40 $1,402
50 $1,276
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue XR AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,788
$250 $1,610
$500 $1,402
$1,000 $1,202

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue XR AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,402
50/100 $1,475
100/300 $1,566
250/500 $1,802
100 CSL $1,511
300 CSL $1,711
500 CSL $1,857

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue XR AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,268
20 $5,070
30 $3,078
40 $3,004
50 $2,864
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $68
Online Quote $100
Total Discounts $588
Rate after discounts $814

Discounts are estimated and may not be available from every company or in every state.

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