Toyota Avalon Limited Insurance Rates

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U.S. average auto insurance rates for a Toyota Avalon Limited are $1,418 annually including full coverage. Comprehensive insurance costs an estimated $368, collision costs $604, and liability insurance costs $310. Just liability insurance costs as little as $370 a year, with coverage for high-risk drivers costing $3,038 or more. Teen drivers pay the highest rates at $5,010 a year or more.

Annual premium for full coverage: $1,418

Price estimates broken down by type of coverage:

Comprehensive $368
Collision $604
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Avalon Trim Level

For a 40-year-old driver, Toyota Avalon Limited insurance prices go from as cheap as $370 for minimum levels of liability insurance to the much higher price of $3,038 for high-risk insurance.

Liability Only $370
Full Coverage $1,418
High Risk $3,038

These price ranges highlight why everyone should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance rates for a Toyota Avalon Limited are also quite variable based on the actual cash value of your Avalon, your driving characteristics, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,600 to $2,200 extra each year, depending on your age. Toyota Avalon Limited insurance for high-risk drivers can cost anywhere from 44% to 126% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $650 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Toyota Avalon Limited insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates may be quite different between companies.

View Chart as Image

Toyota Avalon Limited insurance cost comparison chart
Column chart showing Toyota Avalon Limited insurance prices range from $808 to $5,010 for full coverage

The chart above shows average Toyota Avalon Limited insurance prices for different situations. The lowest price with discounts is $808. Drivers who choose higher $1,000 deductibles will pay about $1,196. The average price for a driver around age 40 using $500 deductibles is $1,418. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,842. High risk drivers could be charged at least $3,038. The rate for full coverage for a teenage driver is $5,010.

Toyota Avalon Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,280 -$138 -9.7%
Alaska $1,084 -$334 -23.6%
Arizona $1,174 -$244 -17.2%
Arkansas $1,418 -$0 0.0%
California $1,614 $196 13.8%
Colorado $1,352 -$66 -4.7%
Connecticut $1,454 $36 2.5%
Delaware $1,600 $182 12.8%
Florida $1,768 $350 24.7%
Georgia $1,310 -$108 -7.6%
Hawaii $1,018 -$400 -28.2%
Idaho $960 -$458 -32.3%
Illinois $1,054 -$364 -25.7%
Indiana $1,066 -$352 -24.8%
Iowa $954 -$464 -32.7%
Kansas $1,344 -$74 -5.2%
Kentucky $1,930 $512 36.1%
Louisiana $2,098 $680 48.0%
Maine $874 -$544 -38.4%
Maryland $1,168 -$250 -17.6%
Massachusetts $1,128 -$290 -20.5%
Michigan $2,458 $1,040 73.3%
Minnesota $1,184 -$234 -16.5%
Mississippi $1,696 $278 19.6%
Missouri $1,256 -$162 -11.4%
Montana $1,520 $102 7.2%
Nebraska $1,116 -$302 -21.3%
Nevada $1,698 $280 19.7%
New Hampshire $1,020 -$398 -28.1%
New Jersey $1,584 $166 11.7%
New Mexico $1,252 -$166 -11.7%
New York $1,492 $74 5.2%
North Carolina $816 -$602 -42.5%
North Dakota $1,160 -$258 -18.2%
Ohio $976 -$442 -31.2%
Oklahoma $1,452 $34 2.4%
Oregon $1,298 -$120 -8.5%
Pennsylvania $1,350 -$68 -4.8%
Rhode Island $1,888 $470 33.1%
South Carolina $1,284 -$134 -9.4%
South Dakota $1,192 -$226 -15.9%
Tennessee $1,238 -$180 -12.7%
Texas $1,706 $288 20.3%
Utah $1,046 -$372 -26.2%
Vermont $968 -$450 -31.7%
Virginia $848 -$570 -40.2%
Washington $1,092 -$326 -23.0%
West Virginia $1,300 -$118 -8.3%
Wisconsin $978 -$440 -31.0%
Wyoming $1,262 -$156 -11.0%

View Chart as Image

Toyota Avalon Limited insurance rates by U.S. city

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Rates by Driver Age

Toyota Avalon Limited Insurance Rates by Driver Age
Driver Age Premium
16 $5,010
20 $3,226
30 $1,492
40 $1,418
50 $1,290
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Toyota Avalon Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,842
$250 $1,648
$500 $1,418
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Toyota Avalon Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,418
50/100 $1,480
100/300 $1,558
250/500 $1,759
100 CSL $1,511
300 CSL $1,682
500 CSL $1,806

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Avalon Limited Insurance Rates for High Risk Drivers
Age Premium
16 $7,184
20 $5,118
30 $3,124
40 $3,038
50 $2,890
60 $2,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $71
Homeowner $19
5-yr Accident Free $108
5-yr Claim Free $92
Paid in Full/EFT $69
Advance Quote $71
Online Quote $103
Total Discounts $610
Rate after discounts $808

Discounts are estimated and may not be available from every company or in every state.

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