Toyota Sequoia Limited 2WD Insurance Rates
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U.S. average auto insurance rates for a Toyota Sequoia Limited 2WD are $1,494 annually including full coverage. Comprehensive costs an estimated $368, collision costs $604, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,206. Teenage drivers pay the highest rates at $5,382 a year or more.
Annual premium for full coverage: $1,494
Price estimates broken down by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Sequoia Trim Level
For the average 40-year-old driver, Toyota Sequoia Limited 2WD insurance prices go from as cheap as $430 for minimum levels of liability insurance to a much higher rate of $3,206 for coverage for higher-risk drivers.
Geographic Price Range
Where you live has a large influence on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities.
The price range example below illustrates the difference location can make on insurance prices.
These price ranges highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Toyota Sequoia Limited 2WD Insurance
Auto insurance rates for a Toyota Sequoia Limited 2WD are also quite variable based on the actual cash value of your Sequoia, your driving characteristics, and liability limits and deductibles.
An older driver with a good driving record and high physical damage deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $5,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying $1,700 to $2,400 in extra premium each year, depending on your age. High-risk driver insurance can be around 45% to 127% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $650 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Toyota Sequoia Limited 2WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different between companies.
The chart above shows average Toyota Sequoia Limited 2WD insurance prices for different situations. The cheapest price with discounts is $860. Drivers who use higher $1,000 deductibles will pay about $1,272. The average price for a driver around age 40 using $500 deductibles is $1,494. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,918. Drivers with multiple violations and accidents could be charged at least $3,206. The price for full coverage insurance for a teenage driver can be as high as $5,382.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$111|
|5-yr Claim Free||$96|
|Paid in Full/EFT||$70|
Discounts are estimated and may not be available from every company or in every state.
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