Toyota Sienna LE Insurance Rates

U.S. average insurance prices for a Toyota Sienna LE are $1,314 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $284 a year, collision insurance costs $508, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $2,836 or more. Teenage drivers pay the highest rates at up to $4,886 a year.

Annual premium for full coverage: $1,314

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Sienna Trim Level

These price ranges illustrate why it is important for drivers to compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Toyota Sienna LE are also quite variable based on deductibles and policy limits, your risk profile, and the replacement cost of your Sienna.

Using high physical damage deductibles could cut rates by as much as $530 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Toyota Sienna LE insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different.

View Chart as Image

The chart estimates Toyota Sienna LE insurance rates for various coverage choices and risks. The best rate after discounts is $761. Drivers who use higher $1,000 deductibles will pay $1,134. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,314. Choosing low $100 deductibles for physical damage coverage could cost up to $1,664. Drivers with multiple violations and accidents could be charged at least $2,836. The cost for full coverage for a teenager can be as high as $4,886.

View Chart as Image